Macomb County property record for 21977 Homestead Dr, Macomb, MI 48044
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 2,395 sqft · built 2013 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,900 (Feb 2014) |
| Tax Bill | $6,402 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Jul 2023 Second Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-26-151-098 |
| Primary APN | 20-08-26-151-098 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,395 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Condo/Apartment |
| Lot Area | 9,453 sqft (0.217 acres) |
| Lot Dimensions | 133 ft deep x 71 ft wide |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21977 HOMESTEAD DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-2332 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1 |
| Legal Description | LAKE ARROWHEAD MCCP #950 UNIT 98 |
| Legal Subdivision | MACOMB COUNTY CONDOMINIUM SUBDIVISION |
| Legal Unit | 98 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 223401 |
21977 Homestead Dr, a condominium, is owned and occupied by two individuals who bought it in February 2014.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21977 HOMESTEAD DR, MACOMB, MI 48044-2332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Jul 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CHOICE CU |
| Jul 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TCF NATIONAL BANK |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| May 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional with PMI GENISYS CU |
| Aug 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Sep 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2014 · Amount on File |
| Deed Sale | Feb 24, 2014 · Amount on File |
| Prior Sale | Feb 18, 2014 · Amount on File |
| Deed Document Number | 20144020205 |
| Deed Book / Page | 22694 / 71 |
| Prior Transfer Date | Dec 3, 2010 |
| Prior Transfer Doc | 0000138849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21977 HOMESTEAD DR, MACOMB, MI 48044-2332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21977 HOMESTEAD DR, MACOMB, MI 48044-2332 |
| Document Number | 2600010060 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 30501/274 |
| Instrument | 202600010060 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jan 15, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21977 HOMESTEAD DR, MACOMB, MI 48044-2332 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21977 HOMESTEAD DR, MACOMB, MI 48044-2332 |
| Document Number | 2300057154 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 29194/383 |
| Instrument | 202300057154 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48334 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 5, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21977 HOMESTEAD DR, MACOMB, MI 48044-2332 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000084216 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 26099/493 |
| Instrument | 9084216 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21977 HOMESTEAD DR, MACOMB, MI 48044-2332 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 21977 HOMESTEAD DR, MACOMB, MI 48044-2332 |
| Document Number | 2102209406 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 27859/234 |
| Instrument | 202102209406 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21977 HOMESTEAD DR, MACOMB, MI 48044-2332 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 21977 HOMESTEAD DR, MACOMB, MI 48044-2332 |
| Document Number | 2200062994 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 28601/752 |
| Instrument | 202200062994 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48336 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Apr 20, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21977 HOMESTEAD DR, MACOMB, MI 48044-2332 |
| Document Number | 0000059114 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21977 HOMESTEAD DR MACOMB MI 480442332, MACOMB, MI 48044-2332 |
| Document Number | 0000059114 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 026715/000403 |
| Instrument | 59114 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21977 HOMESTEAD DR, MACOMB, MI 48044-2332 |
| Document Number | 0000001961 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21977 HOMESTEAD DR MACOMB MI 480442332, MACOMB, MI 48044-2332 |
| Document Number | 0000001961 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 025572/000918 |
| Instrument | 1961 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326-2947 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 12, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21977 HOMESTEAD DR, MACOMB, MI 48044-2332 |
| Document Number | 0000138915 |
| Book / Page | 025077 / 000027 |
| Instrument Date | Sep 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21977 HOMESTEAD DR MACOMB MI 480442332, MACOMB, MI 48044-2332 |
| Document Number | 0000138915 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 025077/000027 |
| Instrument | 138915 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326-2947 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 26, 2022 |
The 2025 property tax bill for 21977 Homestead Dr was $6,402 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,600 | $527,200 | |
| 2025 | $6,402.00 | ||
| 2023 | $213,400 | $426,800 | |
| 2022 | $5,337.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21977 Homestead Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21977 Homestead Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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