21975 Marshline Rd, Finlayson, MN 55735 Property Records

Pine County property record for 21975 Marshline Rd, Finlayson, MN 55735

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1991
Lot Size	11.3 acres (492,228 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Jan 2015)
Tax Bill	$1,422 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13.0361.001`

Property Details

APN / Parcel Number

Primary APN	`13.0361.001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,056 sqft Living Area
Gross Area	1,550 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Galvanized Metal
Lot Area	492,228 sqft (11.3 acres)
Garage Area	1,984 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	30 sqft
Shed	1 Shed
Shed Area	288 sqft
Cabin	400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	21975 MARSHLINE RD
City	FINLAYSON
State	MN
Zip	55735-4259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-043 RANGE-020 11.30 AC SOUTHEAST 1/4 OF NORTHWEST 1/4 LYING EAST OF RR & NORTHEAST 1/4 OF SOUTHWEST 1/4 LYING
Legal Range	020
Legal Township	043
Legal Section	30
Jurisdiction	PINE MN
Township / Civil Division	FINLAYSON
Census Block Group	2
Census Block	2057
Census Tract	950300

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21975 MARSHLINE RD, FINLAYSON, MN 55735-4259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD NATIONAL BANK
Nov 18, 2019	Deed of Trust, Mortgage · ARM NEIGHBORHOOD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2015 · Amount on Record
Deed Sale	Jan 29, 2015 · Amount on Record
Deed Document Number	2015311124
Last Transfer Date	Apr 4, 2023
Transfer Doc	0000575292
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Recording Date	Jul 9, 2026
Property Address	21975 MARSHLINE RD, FINLAYSON, MN 55735-4259
Document Number	0000595085
Instrument Date	Jul 3, 2026
Instrument	2026595085
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21975 MARSHLINE RD, FINLAYSON, MN 55735-4259

Mortgage

Document Number	0000595085,
Date	Jul 9, 2026
Instrument	2026595085

Lender

Name	NEIGHBORHOOD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	21975 MARSHLINE RD, FINLAYSON, MN 55735-4259
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	549939
Date	Nov 18, 2019
Instrument	549939

Lender

Name	NEIGHBORHOOD NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2039

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	3-Year CMT

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Finlayson Township
Unified School District	Hinckley-Finlayson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,700 (+4.68%) Land $84,500 Building $119,200	$203,700 (+4.68%) Land $84,500 Building $119,200
2025	$1,422.00 (+9.22%)
2023	$1,302.00 Homeowner's exemption	$194,600 Land $62,000 Building $132,600	$194,600 Land $62,000 Building $132,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2016–2023)
Most Recent Claim	Apr 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

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