21974 Traction Pl, Sterling, VA 20164 Property Records

Loudoun County property record for 21974 Traction Pl, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,896 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$556,413 (Jun 2004)
Tax Bill	$7,645 (2026)
Deeds & Mortgages	Nov 2022 Transfer Nov 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031-10-1306-000`

Property Details

APN / Parcel Number

Primary APN	`031-10-1306-000`
Alternative APN	`81 34 22`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,896 sqft Living Area
1st Floor Area	1,383 sqft
Basement Area	1,455 sqft
Finished Basement	1,455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	21974 TRACTION PL
City	STERLING
State	VA
Zip	20164-4649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOCHEWOOD MANOR LOT 22 200505270054312 Q/C 200406070057197 200308070101427P
Legal Subdivision	LOCHEWOOD MANOR
Legal Block	2
Legal Lot Number	22
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2000
Census Tract	611502

Owner

21974 Traction Pl is owned and occupied by an individual who acquired it in November 2022.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	21974 TRACTION PL, STERLING, VA 20164-4649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Intrafamily Transfer, Transfer
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 26, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2004 · Amount on File
Deed Sale	Jun 7, 2004 · Amount on File
Deed Document Number	200420070607057197
Last Transfer Date	Nov 18, 2022
Transfer Doc	0000062849
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Nov 21, 2022
Property Address	21974 TRACTION PL, STERLING, VA 20164-4649
Document Number	0000062849
Instrument Date	Nov 18, 2022
Instrument	202211210062849
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21974 TRACTION PL, STERLING, VA 20164-4649

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	21974 TRACTION PL, STERLING, VA 20164-4649
Document Number	20181126067975
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181126067975
Date	Nov 26, 2018
Instrument	67975

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	21974 TRACTION PL, STERLING, VA 20164-4649
Document Number	20180824049999
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180824049999
Date	Aug 24, 2018
Instrument	49999

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	21974 TRACTION PL, STERLING, VA 20164-4649
Document Number	20170607034440
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21974 TRACTION PL STERLING VA 201644649, STERLING, VA 20164-4649

Mortgage

Document Number	20170607034440
Date	Jun 7, 2017
Instrument	34440

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 21974 Traction Pl was $7,645.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,645.00	$949,800 Land $260,000 Building $689,800	$949,800 Land $260,000 Building $689,800
2023	$7,073.00	$808,410 Land $240,000 Building $568,410	$808,410 Land $240,000 Building $568,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21974 Traction Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2020 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21974 Traction Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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