21974 Phantom Rd, Warsaw, MO 65355 Property Records

Benton County property record for 21974 Phantom Rd, Warsaw, MO 65355

Property Summary

Property Type	Single Family Home
Lot Size	18 acres (784,080 sqft)
Owner	Individual Name on Record
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan Jul 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`159231000000003004`

Property Details

APN / Parcel Number

Primary APN	`159231000000003004`

Exterior

Lot Area	784,080 sqft (18 acres)

Location & Zoning

Street Address	21974 PHANTOM RD
City	WARSAW
State	MO
Zip	65355-0060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 (A/K/A TRACT 3 OZARK PHANTOM RANCH) B 2023/5202
Legal Tract	3
Jurisdiction	BENTON MO
Township / Civil Division	FRISTOE
Census Block Group	2
Census Block	2030
Census Tract	460802

Owner

Source: Benton County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21974 PHANTOM RD, WARSAW, MO 65355-0060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Construction Mortgage FARMERS BANK OF LINCOLN
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY NATIONAL BANK & TRUST
Dec 22, 2023	Beneficiary Deed, Transfer
Dec 22, 2023	Beneficiary Deed, Transfer
Dec 20, 2023	Intrafamily Transfer, Transfer
Jun 20, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2022
Deed Sale	Jun 20, 2022
Deed Document Number	02022/3218
Deed Book / Page	2022 / 3218
Last Transfer Date	Dec 22, 2023
Transfer Doc	02023/5202
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MO
Property Address	21974 PHANTOM RD, WARSAW, MO 65355-0060
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, DRAKE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9650 WINE CREEK RD, CEDAR HILL, MO 63016-4022
Investor	Possibly a Property Investor

Mortgage

Document Number	02020/3439
Date	Aug 13, 2020
Book Page	2020/3439
Instrument	202003439

Lender

Name	FARMERS BANK OF LINCOLN
Type	Bank
Address	LINCOLN, MO 65338

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MO
Property Address	21974 PHANTOM RD, WARSAW, MO 65355-0060
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, DRAKE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21974 PHANTOM RD, WARSAW, MO 65355-0060
Investor	Possibly a Property Investor

Mortgage

Document Number	02021/3493
Date	Jul 8, 2021
Book Page	2021/3493
Instrument	202103493

Lender

Name	COMMUNITY NATIONAL BANK & TRUST
Type	Bank
Address	WARSAW, MO 65355

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2051

December 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BENTON MO
Recording Date	Dec 22, 2023
Property Address	21974 PHANTOM RD, WARSAW, MO 65355-0060
Document Number	02023/5201
Book / Page	2023 / 5201
Instrument Date	Dec 22, 2023
Instrument	20235201
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21974 PHANTOM RD, WARSAW, MO 65355-0060

December 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BENTON MO
Recording Date	Dec 22, 2023
Property Address	21974 PHANTOM RD, WARSAW, MO 65355-0060
Document Number	02023/5202
Book / Page	2023 / 5202
Instrument Date	Dec 22, 2023
Instrument	20235202
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21974 PHANTOM RD, WARSAW, MO 65355-0060

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON MO
Recording Date	Dec 20, 2023
Property Address	21974 PHANTOM RD, WARSAW, MO 65355-0060
Document Number	02023/5168
Book / Page	2023 / 5168
Instrument Date	Dec 19, 2023
Instrument	20235168
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21974 PHANTOM RD, WARSAW, MO 65355-0060

June 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BENTON MO
Recording Date	Jun 20, 2022
Property Address	21974 PHANTOM RD, WARSAW, MO 65355-0060
Document Number	02022/3218
Book / Page	2022 / 3218
Instrument Date	Jun 20, 2022
Instrument	20223218
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21974 PHANTOM RD, WARSAW, MO 65355-0060
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Benton County
Unified School District	Warsaw R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,602.00 (+10.41%)	$31,570 (+11.67%)	$176,760 (-24.97%) Land $11,650 Building $165,110
2023		$28,270	$235,583
2022	$1,451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 99.6% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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