Caroline County property record for 21973 Dover Bridge Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,464 sqft · built 1960 |
| Lot Size | 0.351 acres (15,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,500 (Dec 2022) |
| Tax Bill | $2,017 (2026) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-001249 |
| Primary APN | 04-001249 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,464 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,276 sqft (0.351 acres) |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 500 sqft |
| Porch | Slab |
| Porch Area | 240 sqft |
| Patio Area | 100 sqft |
| Bath House | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 001249 |
|---|---|
| Street Address | 21973 DOVER BRIDGE RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VC |
| Legal Description | 15,276 SF S/S R-331 BETHLEHEM |
| Legal Subdivision | W FRANCIS EWING |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 955500 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21973 DOVER BRIDGE RD, PRESTON, MD 21655-1626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACADEMY MORTGAGE CORP |
| Jan 4, 2023 | Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Dec 21, 2022 | Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on Record |
| Deed Sale | Dec 21, 2022 · Amount on Record |
| Prior Sale | Jul 23, 2004 · Amount on Record |
| Deed Book / Page | 1609 / 454 |
| Prior Transfer Date | Mar 3, 1993 |
| Prior Transfer Doc | 0252000023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 21973 DOVER BRIDGE RD, PRESTON, MD 21655-1626 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0016110257 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 1611/257 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jan 4, 2023 |
| Property Address | 21973 DOVER BRIDGE RD, PRESTON, MD 21655-1626 |
| Document Number | 0016110164 |
| Book / Page | 1611 / 164 |
| Map Reference | MB 4 FO 109 |
| Instrument Date | Dec 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23209 GILPIN POINT RD, PRESTON, MD 21655-1836 |
| Document Number | 0016110239 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 1611-0239 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Dec 21, 2022 |
| Property Address | 21973 DOVER BRIDGE RD, PRESTON, MD 21655-1626 |
| Document Number | 0016090454 |
| Book / Page | 1609 / 454 |
| Map Reference | LB DRH 147 FO 10 |
| Instrument Date | Dec 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | EASTERN SHORE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $341.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 21973 DOVER BRIDGE RD, PRESTON, MD 21655-1626 |
| Document Number | 0016090459 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 1609-0459 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Number | 0016090475 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 1609/475 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,017.00 (+4.72%) | $182,600 (+23.71%) Land $40,600 Building $142,000 | $182,600 (+23.71%) Land $40,600 Building $142,000 |
| 2025 | $1,926.00 (+19.55%) | ||
| 2023 | $1,611.00 (+4.47%) | $147,600 (+4.48%) Land $40,600 Building $107,000 | $147,600 (-) Land $40,600 Building $107,000 |
| 2022 | $1,542.00 Homeowner's exemption | $141,267 | $147,600 Land $40,600 Building $107,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2003–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 83% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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