Stone County property record for 21972 Main St, Reeds Spring, MO 65737
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 924 sqft · built 1897 |
| Lot Size | 0.403 acres (17,531 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,680 (Oct 2024) |
| Tax Bill | $410 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-7.0-26-004-014-003.000 |
| Primary APN | 08-7.0-26-004-014-003.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Exterior Material | Wood Frame (Stucco or Asbestos) |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,531 sqft (0.403 acres) |
| Garage Area | 763 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 21972 MAIN ST |
|---|---|
| City | REEDS SPRING |
| State | MO |
| Zip | 65737-9748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | PHELPS LOT 24, 25 |
| Legal Range | 23 |
| Legal Township | 24 |
| Legal Section | 26 |
| Legal Subdivision | PHELPS |
| Legal Block | 14 |
| Legal Lot Number | 24,25 |
| Jurisdiction | STONE MO |
| Township / Civil Division | RUTH A |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 90606 |
21972 Main St is owned by two individuals who bought it in October 2024.
Source: Stone County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 819 UPLAND LOOP, O FALLON, MO 63368-6594 |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2024 · Amount on File |
| Deed Sale | Oct 7, 2024 · Amount on File |
| Prior Sale | Dec 29, 2020 · Amount on File |
| Deed Document Number | 202410438 |
| Prior Transfer Date | Dec 16, 2020 |
| Prior Transfer Doc | 0000016665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Declaration |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | Dec 29, 2020 |
| Property Address | 21972 MAIN ST, REEDS SPRING, MO 65737-9748 |
| Document Number | 202000016665 |
| Map Reference | MB 01 PG 01 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 202000016665 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21972 MAIN ST, REEDS SPRING, MO 65737-9748 |
| Document Number | 202000016666 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 202000016666 |
| Name | HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 21972 Main St was $410.
Source: Stone County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Stone County |
| Municipality | Reeds Spring City |
| Unified School District | Reeds Spring R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $410.00 | $7,780 | $26,700 Land $5,200 Building $21,500 |
| 2023 | $380.00 | $7,780 | $26,700 Land $5,200 Building $21,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 21972 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21972 Main St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REEDS SPRING PWS serves 1,287 people · EPA ID MO5010679 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 500 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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