21972 Cayuga Ln, Lake Forest, CA 92630 Property Records

Orange County property record for 21972 Cayuga Ln, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,194 sqft · built 1972
Lot Size	0.083 acres (3,600 sqft)
Owner	Company Name on Record
Last Sale	$687,000 (Nov 2008)
Tax Bill	$9,213 (2025)
Deeds & Mortgages	Feb 2021 Transfer Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`614-196-23`

Property Details

APN / Parcel Number

Primary APN	`614-196-23`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,194 sqft Living Area
Gross Area	2,678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	3,600 sqft (0.083 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	21972 CAYUGA LN
City	LAKE FOREST
State	CA
Zip	92630-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7197 BLK LOT 458
Legal Subdivision	TRACT NO 7197
Legal Tract	7197
Legal Lot Number	458
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4000
Census Tract	52408

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21972 CAYUGA LN, LAKE FOREST, CA 92630-2303
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Intrafamily Transfer, Transfer
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2008 · Amount on Record
Deed Sale	Nov 20, 2008 · Amount on Record
Prior Sale	Aug 15, 2008 · Amount on Record
Deed Document Number	2008543614
Last Transfer Date	Jan 21, 2021
Transfer Doc	0000123911
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 23, 2021
Property Address	21972 CAYUGA LN, LAKE FOREST, CA 92630-2303
Document Number	0000123911
Map Reference	MB 291 PG 4-15
Instrument Date	Jan 21, 2021
Instrument	2021000123911
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21972 CAYUGA LN, LAKE FOREST, CA 92630-2303

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21972 CAYUGA LN, LAKE FOREST, CA 92630-2303
Document Number	0000173378
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21972 CAYUGA LN LAKE FOREST CA 926302303, LAKE FOREST, CA 92630-2303

Mortgage

Document Number	0000173378
Date	Apr 16, 2020
Instrument	173378

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$902,378 (+2%) Land $666,176 Building $236,202
2025	$9,213.00 (+4.34%) Homeowner's exemption	$884,685 (+4.04%) Land $653,114 Building $231,571
2023	$8,830.00 (+1.82%) Homeowner's exemption	$850,333 Land $627,753 Building $222,580
2022	$8,672.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Cayuga Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures