21970 Roosevelt Rd, Merrill, MI 48637 Property Records

Saginaw County property record for 21970 Roosevelt Rd, Merrill, MI 48637

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1953
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Apr 2022)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-11-1-10-3005-000`

Property Details

APN / Parcel Number

Primary APN	`19-11-1-10-3005-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Lot Dimensions	220 ft deep x 240 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	21970 ROOSEVELT RD
City	MERRILL
State	MI
Zip	48637-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW CORN RUN TH E 273 FT TH N 253 FT TH W 273 FT TH S 253 FT TO POB 1.59 ACRES SEC 10 T11N R1E
Legal Range	01E
Legal Township	11N
Legal Section	10
Jurisdiction	SAGINAW MI
Township / Civil Division	LAKEFIELD
Census Block Group	1
Census Block	1012
Census Tract	12300

Owner

21970 Roosevelt Rd is owned and occupied by an individual who bought it in April 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	21970 ROOSEVELT RD, MERRILL, MI 48637-9707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · FHA Mortgage LEGACY MORTGAGE
Apr 8, 2022	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE
Sep 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage DOW CHEMICAL EMPS CU
Apr 19, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Deed Document Number	20229305
Prior Transfer Date	Sep 13, 2019
Prior Transfer Doc	0000023683
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	21970 ROOSEVELT RD, MERRILL, MI 48637-9707
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5951 N MAIN ST, UNIONDALE, IN 46791-9784

Mortgage

Document Number	0000013613
Date	May 3, 2022
Instrument	2022013613

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 8, 2022
Property Address	21970 ROOSEVELT RD, MERRILL, MI 48637-9707
Document Number	0000009305
Instrument Date	Mar 24, 2022
Instrument	2022009305
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21970 ROOSEVELT RD, MERRILL, MI 48637-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5951 N MAIN ST, UNIONDALE, IN 46791-9784

Mortgage

Document Number	0000013613
Date	Apr 8, 2022
Instrument	2022013613

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 20, 2019
Property Address	21970 ROOSEVELT RD, MERRILL, MI 48637-9707
Document Number	0000023683
Instrument Date	Sep 13, 2019
Instrument	23683
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21970 ROOSEVELT RD MERRILL MI 486379707, MERRILL, MI 48637-9707

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	21970 ROOSEVELT RD, MERRILL, MI 48637-9707
Document Number	0000025397
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21970 ROOSEVELT RD MERRILL MI 486379707, MERRILL, MI 48637-9707

Mortgage

Document Number	0000025397
Date	Oct 3, 2018
Instrument	25397

Lender

Name	DOW CHEMICAL EMPS CU
Type	Credit Union
Address	MIDLAND, MI 48641-1649

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 19, 2017
Property Address	21970 ROOSEVELT RD, MERRILL, MI 48637-9707
Document Number	0000013657
Instrument Date	Apr 18, 2017
Instrument	13657
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21970 ROOSEVELT RD MERRILL MI 486379707, MERRILL, MI 48637-9707

Tax Assessment & Valuation

The 2025 property tax bill for 21970 Roosevelt Rd was $1,939 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Lakefield Township
Unified School District	Merrill Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,900	$131,800
2025	$1,939.00 Homeowner's exemption
2023		$44,200	$88,400
2022	$1,493.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21970 Roosevelt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21970 Roosevelt Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Roosevelt Rd

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