2197 White Rd, Florence, MS 39073 Property Records

Rankin County property record for 2197 White Rd, Florence, MS 39073 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,626 sqft · built 2000
Lot Size4.06 acres (176,854 sqft)
Owner2 Individual Names on File
Last Sale$266,000 (Jan 2022)
Tax Bill$1,829 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Jan 2022 Refinance
Flood ZoneZone X (minimal risk)
APNB01 000006 00000

Property Details

APN / Parcel Number

Primary APNB01 000006 00000
Alternative APN
  • 28

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,626 sqft Adjusted Area
1st Floor Area2,075 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialShingle
Lot Area176,854 sqft (4.06 acres)
Garage Area2,400 sqft
Patio Area212 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number28
Street Address2197 WHITE RD
CityFLORENCE
StateMS
Zip39073-9684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAPPRPX 4.6 AC IN SE4 SE4 DB 398 PG 394 0021280 DB 476 PG 0610 0122484 DB 679 PG 0215 0082693
Legal Range01E
Legal Township03N
Legal Section32
Legal SubdivisionSE4SE4S32T3NR1E
JurisdictionRANKIN MS
Township / Civil Division1
Census Block Group3
Census Block3037
Census Tract21003

Owner

Source: Rankin County records · APN B01 000006 00000

Assessment roll updated March 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2197 WHITE RD, FLORENCE, MS 39073-9684
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ELLIOTT LAW FIRM PLLC
Jan 21, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
EVANSVILLE TEACHERS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Prior SaleJul 15, 2021
Deed Book / Page2022 / 1754
Last Transfer DateJan 28, 2022
Transfer Doc2022002306
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address2197 WHITE RD, FLORENCE, MS 39073-9684
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028835
DateApr 24, 2023
Book Page3023/28835
Lender
NameELLIOTT LAW FIRM PLLC
TypeFunding / Finance Company
Address4401 THEATER DR, EVANSVILLE, IN 47715
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueApr 15, 2038

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address2197 WHITE RD, FLORENCE, MS 39073-9684
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007341
DateJan 21, 2022
Book Page3022/7341
Lender
NameEVANSVILLE TEACHERS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Rankin County records · Assessment roll updated March 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMississippi
CountyRankin County
Unified School DistrictRankin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,829.00 Homeowner's exemption$20,764 (+6.46%)
2024$1,829.00 (+34.19%)$205,200 (+6.54%) Land $21,180 Building $184,020
2023$19,504
2021$192,600 Land $22,380 Building $170,220
2019$1,363.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rankin County (28121C), updated August 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281210210033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
4 of 4 on primary residences

Wildfire

Wildfire RiskModerate
above 53% of the US · above 62% of Mississippi
Wildfire LikelihoodAbout 1 in 917 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on White Rd

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