2197 Tozer Rd, North Branch, MI 48461 Property Records

Lapeer County property record for 2197 Tozer Rd, North Branch, MI 48461

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,561 sqft · built 1998
Lot Size	5.94 acres (258,746 sqft)
Owner	2 Individual Names on File
Last Sale	$19,900 (Feb 1998)
Tax Bill	$3,159 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-002-015-30`

Property Details

APN / Parcel Number

Primary APN	`006-002-015-30`

Interior

Full Baths	2 Baths
Building Area	1,561 sqft Living Area
1st Floor Area	992 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft
Flooring	Carpet

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	258,746 sqft (5.94 acres)
Garage Area	480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2197 TOZER RD
City	NORTH BRANCH
State	MI
Zip	48461-8620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2 T9N R10E. PART OF SE 1/4 OF SW 1/4. BEG S 87 DEG 7'4 W 397.24 FT FROM S 1/4 COR, TH CONT S 87 DEG 7'4 W 589.91 FT, TH N
Legal Range	10E
Legal Township	09N
Legal Section	02
Jurisdiction	LAPEER MI
Township / Civil Division	DEERFIELD
Census Block Group	2
Census Block	2006
Census Tract	332000

Owner

2197 Tozer Rd is owned and occupied by two individuals who bought it in February 1998.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2197 TOZER RD, NORTH BRANCH, MI 48461-8620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Feb 5, 2020	Warranty Deed, Transfer · Conventional with PMI LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 1998 · Amount on File
Deed Sale	Feb 6, 1998 · Amount on File
Prior Sale	Feb 28, 1997
Deed Book / Page	1069 / 830
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2197 TOZER RD, NORTH BRANCH, MI 48461-8620
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 TOZER RD, NORTH BRANCH, MI 48461-8620

Mortgage

Document Number	0032700958
Date	Jan 31, 2022
Book Page	3270/958

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 5, 2020
Property Address	2197 TOZER RD, NORTH BRANCH, MI 48461-8620
Document Number	0030780195
Book / Page	003078 / 000195
Instrument Date	Jan 16, 2020
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5349 COTTER RD MARLETTE MI 484539370, MARLETTE, MI 48453-9370

Mortgage

Document Number	30780197
Date	Feb 5, 2020
Book Page	003078/000197

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2197 Tozer Rd was $3,159 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Deerfield Township
Unified School District	North Branch Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,000 (+4.28%)	$258,000 (+4.28%)
2025	$3,159.00 Homeowner's exemption	$123,700	$247,400
2023		$116,500	$233,000
2022	$2,743.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2197 Tozer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2197 Tozer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Northern Broadband Fixed Wireless	100 / 20
AVS Broadband Fixed Wireless	35 / 5

May also be available: Air Advantage, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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