Camden County property record for 2197 Spring Cove Rd, Sunrise Beach, MO 65079
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,848 sqft · built 1978 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $754,008 (Jun 2024) |
| Tax Bill | $1,273 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02 7.0 36.0 000.0 022 005.000 |
| Primary APN | 02 7.0 36.0 000.0 022 005.000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,848 sqft Gross Area |
| 1st Floor Area | 924 sqft |
| Basement Area | 924 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 4 Buildings |
| Street Address | 2197 SPRING COVE RD |
|---|---|
| City | SUNRISE BEACH |
| State | MO |
| Zip | 65079-6936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 |
| Legal Range | 17W |
| Legal Township | 40N |
| Legal Section | 36 |
| Legal Subdivision | BUTLERS POINT DEV AMD |
| Legal Lot Number | 4 |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | JASPER |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 951202 |
2197 Spring Cove Rd is owned and occupied by two individuals who bought it in June 2024.
Source: Camden County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2197 SPRING COVE RD, SUNRISE BEACH, MO 65079-6936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on File |
| Deed Sale | Jun 3, 2024 · Amount on File |
| Prior Sale | Apr 1, 2022 · Amount on File |
| Deed Book / Page | 899 / 743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN MO |
| Recording Date | Apr 1, 2022 |
| Property Address | 2197 SPRING COVE RD, SUNRISE BEACH, MO 65079-6936 |
| Document Number | 000869/249 |
| Book / Page | 869 / 249 |
| Instrument Date | Mar 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | SUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TTL SV |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2197 SPRING COVE RD, SUNRISE BEACH, MO 65079-6936 |
| Document Number | 0000034450 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 344/50 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 2197 Spring Cove Rd was $1,273.
Source: Camden County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Unified School District | Camdenton R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,273.00 | $27,540 | $144,947 |
| 2023 | $27,540 (-) | $144,947 (-) | |
| 2022 | $1,253.00 | $27,540 | $144,947 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2197 Spring Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2197 Spring Cove Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: T-Mobile, Wisper ISP.
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