2197 Sewanee Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2197 Sewanee Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,294 sqft · built 1995
Lot Size	0.07 acres (3,066 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jun 2021)
Tax Bill	$2,880 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-281299`

Property Details

APN / Parcel Number

Primary APN	`03-281299`
Alternative APNs	`3281299` `281299`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,294 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,066 sqft (0.07 acres)
Deck Area	150 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	281299
Street Address	2197 SEWANEE DR
City	FOREST HILL
State	MD
Zip	21050-1676
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 92 3066 SF 2197 SEWANEE DRIVE BELLE MANOR PT 77/98
Legal Subdivision	PLAT II BELLE MANOR
Legal Lot Number	92
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	4
Census Block	4000
Census Tract	303201

Owner

2197 Sewanee Dr, a townhouse, is owned and occupied by two individuals who bought it in June 2021.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2197 SEWANEE DR, FOREST HILL, MD 21050-1676
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 6, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Apr 11, 2001 · Amount on File
Deed Book / Page	14828 / 301
Prior Transfer Date	Nov 17, 2018
Prior Transfer Doc	0130800056
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 15, 2021
Property Address	2197 SEWANEE DR, FOREST HILL, MD 21050-1676
Document Number	0148280301
Book / Page	14828 / 301
Map Reference	MB CGH III 77 FO 98
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2197 SEWANEE DR, FOREST HILL, MD 21050-1676

Mortgage

Document Number	0014828307
Date	Jun 15, 2021
Instrument	14828/307

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Dec 6, 2018
Property Address	2197 SEWANEE DR, FOREST HILL, MD 21050-1676
Document Number	0130800056
Book / Page	13080 / 0056
Map Reference	MB CGHIII77 FO98
Instrument Date	Nov 17, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 SEWANEE DR, FOREST HILL, MD 21050-1676

Mortgage

Document Number	0001308061
Date	Dec 6, 2018
Instrument	13080/61

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 2197 Sewanee Dr was $2,880 with a homeowner's exemption, up 9.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,880.00 (+9.42%) Homeowner's exemption	$264,300 (+2.4%)	$276,700 (+7.21%) Land $70,500 Building $206,200
2025	$2,632.00 Homeowner's exemption	$258,100 Land $70,500 Building $187,600	$258,100 Land $70,500 Building $187,600
2023		$231,833	$258,100 Land $70,500 Building $187,600
2022	$2,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2197 Sewanee Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2197 Sewanee Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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