2197 S Rome St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2197 S Rome St, Gilbert, AZ 85295 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,401 sqft · built 1998
Lot Size0.129 acres (5,633 sqft)
OwnerIndividual Name on File
Last Sale$244,900 (Nov 2017)
Tax Bill$1,447 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN304-41-329

Property Details

APN / Parcel Number

Primary APN304-41-329

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,401 sqft Living Area
1st Floor Area1,401 sqft

Exterior

Year BuiltBuilt 1998
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,633 sqft (0.129 acres)
Parking Spaces2 Parking Spaces
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2197 S ROME ST
CityGILBERT
StateAZ
Zip85295-5641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGILBERT RANCH UNIT 2 MCR 455-26
Legal Range06E
Legal Township01S
Legal Section28
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionGILBERT RANCH UNIT 2
Legal Lot Number534
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group3
Census Block3008
Census Tract814600

Owner

Source: Maricopa County records · APN 304-41-329

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2197 S ROME ST, GILBERT, AZ 85295-5641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Mar 25, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 16, 2019Deed of Trust, Mortgage · FHA Mortgage
MORIA DEVELOPMENT INC
Nov 15, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2017 · Amount on Record
Deed SaleNov 15, 2017 · Amount on Record
Prior SaleJul 13, 2012 · Amount on Record
Deed Document Number20170846851
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2197 S ROME ST, GILBERT, AZ 85295-5641
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2197 S ROME ST, GILBERT, AZ 85295-5641

Mortgage

Document Number0000759395
DateOct 06, 2022
Instrument20220759395
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 27, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2197 S ROME ST, GILBERT, AZ 85295-5641
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2197 S ROME ST, GILBERT, AZ 85295-5641

Mortgage

Document Number0000332236
DateMar 25, 2021
Instrument20210332236
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueNov 01, 2049

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2197 S ROME ST, GILBERT, AZ 85295-5641
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2197 S ROME ST, GILBERT, AZ 85295-5641

Mortgage

Document Number0000634119
DateAug 16, 2019
Instrument20190634119
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
Address85584
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

November 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 15, 2017
Property Address2197 S ROME ST, GILBERT, AZ 85295-5641
Document Number0000846851
Map ReferenceMB 455 PG 26
Instrument DateOct 11, 2017
Instrument2017-0846851
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 15, 2022
Title CompanyLAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3951 E KAEL CIR, 3951, MESA, AZ 85215-2314

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2197 S ROME ST, GILBERT, AZ 85295-5641

Mortgage

Document Number0000846852
DateNov 15, 2017
Instrument2017-0846852
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$39,120 (-0.99%)$391,200 (-0.99%) Land $78,200 Building $313,000
2025$1,447.00 (+0.28%)
2024$39,510$395,100 Land $79,000 Building $316,100
2023$1,443.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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