2197 Rock Lake Loop, Virginia Beach, VA 23456 Property Records

Virginia Beach City property record for 2197 Rock Lake Loop, Virginia Beach, VA 23456

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,762 sqft · built 1987
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on File
Last Sale	$369,900 (Jun 2023)
Tax Bill	$3,673 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
APN	`1485-21-7994`

Property Details

APN / Parcel Number

Primary APN	`1485-21-7994`
Alternative APN	`148-521-79940-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
Gross Area	2,042 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.147 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	108 sqft
Deck Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Old Parcel Number	1485-21-7994
Street Address	2197 ROCK LAKE LOOP
City	VIRGINIA BEACH
State	VA
Zip	23456-6110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5D
Legal Description	ROCK CREEK PHASE III LOT 317
Legal Subdivision	ROCK CREEK PHASE III
Legal Block	3
Legal Lot Number	317
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	3
Census Block	3001
Census Tract	46015

Owner

2197 Rock Lake Loop is owned and occupied by an individual who bought it in June 2023.

Source: Virginia Beach City records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2197 ROCK LAKE LOOP, VIRGINIA BEACH, VA 23456-6110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 29, 2020	Warranty Deed, Transfer · VA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Sep 29, 2020 · Amount on File
Deed Document Number	202322743
Record Updated	Oct 29, 2026

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Jun 23, 2023
Property Address	2197 ROCK LAKE LOOP, VIRGINIA BEACH, VA 23456-6110
Document Number	0000002743
Map Reference	MB 2567 PG 1433-1438
Instrument Date	Jun 22, 2023
Instrument	202303022743
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	SEASHORE TITLE AND STLMT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2197 ROCK LAKE LOOP, VIRGINIA BEACH, VA 23456-6110

Mortgage

Document Number	0000002745
Date	Jun 23, 2023
Instrument	202303022745

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Sep 29, 2020
Property Address	2197 ROCK LAKE LOOP, VIRGINIA BEACH, VA 23456-6110
Document Number	0000913270
Instrument Date	Sep 24, 2020
Instrument	913270
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 ROCK LAKE LOOP VIRGINIA BEACH VA 234566110, VIRGINIA BEACH, VA 23456-6110

Mortgage

Document Number	913280
Date	Sep 29, 2020
Instrument	913280

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2197 Rock Lake Loop was $3,673, up 2.2% from the year before.

Source: Virginia Beach City assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,673.00 (+2.2%)	$378,700 Land $130,000 Building $248,700	$378,700 Land $130,000 Building $248,700
2024	$3,594.00 (+2.98%)
2023	$3,490.00 (+14.46%)	$352,600 (+14.48%) Land $108,000 Building $244,600	$352,600 (+14.48%) Land $108,000 Building $244,600
2022	$3,049.00	$308,000 Land $100,000 Building $208,000	$308,000 Land $100,000 Building $208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2197 Rock Lake Loop; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2197 Rock Lake Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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