2197 Ridgeway Rd, Trion, GA 30753 Property Records

Walker County property record for 2197 Ridgeway Rd, Trion, GA 30753

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 1987
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Sep 2026)
Tax Bill	$1,117 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0470 020D`

Property Details

APN / Parcel Number

Primary APN	`0470 020D`
Alternative APN	`22428`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Heated Area
1st Floor Area	896 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Porch	Slab
Porch Area	128 sqft
Utility Building	224 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	22428
Street Address	2197 RIDGEWAY RD
City	TRION
State	GA
Zip	30753-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PTLL 293 7/4
Jurisdiction	WALKER GA
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1040
Census Tract	20903

Owner

2197 Ridgeway Rd is owned and occupied by an individual who bought it in September 2026.

Source: Walker County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2197 RIDGEWAY RD, TRION, GA 30753-1739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Jul 14, 2021	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE
Oct 21, 2020	Quit Claim Deed, Transfer NORTH GA TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	Jul 14, 2021 · Amount on File
Deed Document Number	20262026-006567
Deed Book / Page	2415 / 1517
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0021100245
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	Sep 8, 2026
Property Address	2197 RIDGEWAY RD, TRION, GA 30753-1739
Document Number	0000006567
Book / Page	2415 / 1517
Instrument Date	Aug 31, 2026
Instrument	20266567
Transaction Type	Transfer
Record Updated	Oct 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 RIDGEWAY RD, TRION, GA 30753-1739

Mortgage

Document Number	0000000656,
Date	Sep 8, 2026
Book Page	2415/1519
Instrument	2026656

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	Jul 14, 2021
Property Address	2197 RIDGEWAY RD, TRION, GA 30753-1739
Document Number	0021650316
Book / Page	2165 / 316
Instrument Date	Jul 14, 2021
Instrument	2021-001954
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 RIDGEWAY RD, TRION, GA 30753-1739

Mortgage

Document Number	0021650000000319
Date	Jul 14, 2021
Book Page	0000002165/0000000319

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALKER GA
Recording Date	Oct 21, 2020
Property Address	2197 RIDGEWAY RD, TRION, GA 30753-1739
Document Number	0021100245
Book / Page	002110 / 000245
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NORTH GA TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2197 Ridgeway Rd was $1,117 with a homeowner's exemption.

Source: Walker County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,117.00 Homeowner's exemption	$53,669 Land $5,336 Building $48,333	$134,173 Land $13,340 Building $120,833
2023	$1,096.00 (+20.44%) Homeowner's exemption	$48,908 Land $4,990 Building $43,918	$122,272 Land $12,476 Building $109,796
2022	$910.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2197 Ridgeway Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2197 Ridgeway Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 90% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATTOOGA COUNTY serves 9,190 people · EPA ID GA0550000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridgeway Rd

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