2197 Red Setter Rd, Rocklin, CA 95765 Property Records

Placer County property record for 2197 Red Setter Rd, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,229 sqft · built 2007
Lot Size	0.198 acres (8,635 sqft)
Owner	2 Trust Names on File
Last Sale	$371,000 (Oct 2010)
Tax Bill	$7,033 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`489-110-002-000`

Property Details

APN / Parcel Number

Primary APN	`489-110-002-000`
Alternative APN	`489-110-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,229 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	8,635 sqft (0.198 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Location & Zoning

Old Parcel Number	489-110-002
Street Address	2197 RED SETTER RD
City	ROCKLIN
State	CA
Zip	95765-5457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 WHITNEY RANCH PH 1 UNIT 23 MOR AA-61
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	2
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4003
Census Tract	21323

Owner

2197 Red Setter Rd is owner-occupied and held in a trust since February 2026.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2197 RED SETTER RD, ROCKLIN, CA 95765-5457
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Intrafamily Transfer, Transfer
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2010 · Amount on File
Deed Sale	Oct 29, 2010 · Amount on File
Prior Sale	Aug 10, 2010 · Amount on File
Deed Document Number	201087504
Last Transfer Date	Feb 18, 2026
Transfer Doc	0000010481
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Feb 27, 2026
Property Address	2197 RED SETTER RD, ROCKLIN, CA 95765-5457
Document Number	0000010481
Map Reference	MB AA PG 61
Instrument Date	Feb 18, 2026
Instrument	2026-0010481
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2197 RED SETTER RD, ROCKLIN, CA 95765-5457

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2197 RED SETTER RD, ROCKLIN, CA 95765-5457
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 RED SETTER RD, ROCKLIN, CA 95765-5457

Mortgage

Document Number	0000087428
Date	Jul 8, 2021
Instrument	2021-0087428

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2197 RED SETTER RD, ROCKLIN, CA 95765-5457
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089153
Date	Aug 21, 2020
Instrument	2020-0089153

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	277 Months
Due	Sep 1, 2043

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2197 RED SETTER RD, ROCKLIN, CA 95765-5457
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 RED SETTER RD, ROCKLIN, CA 95765-5457

Mortgage

Document Number	0000066396
Date	May 18, 2021
Instrument	2021-0066396

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2197 Red Setter Rd was $7,033, up 1.3% from the year before.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$517,168 (+2%) Land $104,536 Building $412,632
2025	$7,033.00 (+1.27%)	$507,029 Land $102,487 Building $404,542
2024	$6,945.00 (+0.7%)
2023	$6,897.00 (-18%) Homeowner's exemption	$487,342 Land $98,508 Building $388,834
2022	$8,411.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2197 Red Setter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2197 Red Setter Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20

May also be available: Cal.net.

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