2197 Prestwick Dr, Germantown, TN 38139 Property Records

Shelby County property record for 2197 Prestwick Dr, Germantown, TN 38139

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,116 sqft · built 1983
Lot Size	0.383 acres (16,683 sqft)
Owner	Individual Name on Record
Last Sale	$440,500 (Mar 2022)
Tax Bill	$2,806 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`G0-231U-E0-0042`

Property Details

APN / Parcel Number

Primary APN	`G0-231U-E0-0042`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,116 sqft Living Area
Gross Area	3,556 sqft
1st Floor Area	1,793 sqft
Utility Area	132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	English
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,683 sqft (0.383 acres)
Lot Dimensions	160 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	164 sqft
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2197 PRESTWICK DR
City	GERMANTOWN
State	TN
Zip	38139-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WS PRESTWICK DR
Legal Subdivision	DUNTREATH SEC B-1
Legal Lot Number	42
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	3
Census Block	3010
Census Tract	21357

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2197 PRESTWICK DR, GERMANTOWN, TN 38139-5407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP
Jan 18, 2020	Deed of Trust, Mortgage · Line of Credit FIRST S FIN'L CU
Sep 19, 2018	Warranty Deed, Transfer REALITY TITLE
May 11, 2017	Quit Claim Deed, Mortgage · Conventional with PMI FIRST CITIZENS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	202224966
Prior Transfer Date	May 5, 2017
Prior Transfer Doc	0000047451
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 4, 2022
Property Address	2197 PRESTWICK DR, GERMANTOWN, TN 38139-5407
Document Number	0022024966
Map Reference	MB 88 PG 15
Instrument Date	Mar 3, 2022
Instrument	22024966
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,629.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 PRESTWICK DR, GERMANTOWN, TN 38139-5407

Mortgage

Document Number	0022024967
Date	Mar 4, 2022
Instrument	22024967

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	2197 PRESTWICK DR, GERMANTOWN, TN 38139-5407
Document Number	0000011204
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 PRESTWICK DR GERMANTOWN TN 381395407, GERMANTOWN, TN 38139-5407

Mortgage

Document Number	0000011204
Date	Jan 31, 2020
Instrument	11204

Lender

Name	FIRST S FIN'L CU
Type	Credit Union
Address	MEMPHIS, TN 38125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 30, 2040

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 19, 2018
Property Address	2197 PRESTWICK DR, GERMANTOWN, TN 38139-5407
Document Number	0000095895
Instrument Date	Sep 17, 2018
Instrument	95895
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	REALITY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,091.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 PRESTWICK DR GERMANTOWN TN 381395407, GERMANTOWN, TN 38139-5407

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	May 11, 2017
Property Address	2197 PRESTWICK DR, GERMANTOWN, TN 38139-5407
Document Number	0000047451
Instrument Date	May 5, 2017
Instrument	47451
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	MID SOUTH TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2197 PRESTWICK DR GERMANTOWN TN 381395407, GERMANTOWN, TN 38139-5407

Mortgage

Document Number	47452
Date	May 11, 2017
Instrument	47452

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38024

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 10, 2037

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Germantown City
Unified School District	Germantown Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,806.00 (-39.8%)	$104,325 (+13.3%) Land $26,500 Building $77,825	$417,300 (+13.3%) Land $106,000 Building $311,300
2023		$92,075 Land $19,800 Building $72,275
2022	$4,661.00
2021			$368,300 Land $79,200 Building $289,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.5 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: C Spire Wireless.

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