2197 Pine Woods Cir, Naples, FL 34105 Property Records

Collier County property record for 2197 Pine Woods Cir, Naples, FL 34105

Property Summary

Property Type	Condominium
Details	2,916 sqft · built 1985
Owner	2 Individual Names on File
Last Sale	$899,000 (Apr 2023)
Tax Bill	$7,802 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`565300 94A14`

Property Details

APN / Parcel Number

Primary APN	`565300 94A14`
Alternative APNs	`6784036000812950094` `67840360008`

Interior

Building Area	2,916 sqft Living Area
1st Floor Area	2,916 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Pool Area	322 sqft
Deck Area	654 sqft

Location & Zoning

Street Address	2197 PINE WOODS CIR
City	NAPLES
State	FL
Zip	34105-2543
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PINEWOODS CONDO UNIT 3 LOT 9
Legal Range	25
Legal Township	49
Legal Section	14
Legal Subdivision	PINEWOODS CONDOMINIUM UNIT THREE
Legal Tract	565300
Legal Block	1
Legal Lot Number	9
Legal Unit	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10210

Owner

2197 Pine Woods Cir, a condominium, is owned and occupied by two individuals who bought it in April 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2197 PINE WOODS CIR, NAPLES, FL 34105-2543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Prior Sale	Nov 3, 2014 · Amount on File
Deed Document Number	20236390730
Deed Book / Page	6237 / 1705
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 18, 2023
Property Address	2197 PINE WOODS CIR, NAPLES, FL 34105-2543
Document Number	0062371705
Book / Page	6237 / 1705
Map Reference	MB 885 PG 120-160
Instrument Date	Apr 13, 2023
Instrument	6390730
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,293.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20647 COUNTRY WALK WAY, ESTERO, FL 33928-2200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 PINE WOODS CIR, NAPLES, FL 34105-2543

Mortgage

Document Number	0062371708
Date	Apr 18, 2023
Instrument	6237/1708

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2197 PINE WOODS CIR, NAPLES, FL 34105-2543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 PINEWOODS CIR, NAPLES, FL 34105-2543

Mortgage

Document Number	0058411344
Date	Nov 5, 2020
Book Page	5841/1344
Instrument	5950058

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 4, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2197 Pine Woods Cir was $7,802.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$739,273 (-5.81%) Land $436,500 Building $302,773	$739,273 (-5.81%) Land $436,500 Building $302,773
2025	$7,802.00	$784,834 Land $480,000 Building $304,834	$784,834 Land $480,000 Building $304,834
2023	$3,998.00 (-2.46%) Homeowner's exemption	$417,309 (+3%)	$699,777 (+29.07%) Land $400,000 Building $299,777
2022	$4,099.00 Homeowner's exemption	$405,154	$542,173 Building $542,173

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2197 Pine Woods Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	10 (1995–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2197 Pine Woods Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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