2197 Mountainview Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2197 Mountainview Dr, Frederick, MD 21702 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,574 sqft · built 1998
Lot Size	0.538 acres (23,465 sqft)
Owner	Individual Name on File
Last Sale	$394,000 (Dec 2018)
Tax Bill	$8,103 (2023)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-203634`

Property Details

APN / Parcel Number

Primary APN	`02-203634`
Alternative APNs	`2203634` `203634`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,574 sqft Total Area
1st Floor Area	1,280 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,465 sqft (0.538 acres)
Garage Type	Mixed
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	203634
Old Parcel Number	2203634
Street Address	2197 MOUNTAINVIEW DR
City	FREDERICK
State	MD
Zip	21702-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 SEC. 2 PLAT 4 23465 SQ. FT. WARFIELD SUB.
Legal Subdivision	WARFIELD SUB
Legal Lot Number	29
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2004
Census Tract	751202

Owner

Source: Frederick County records · APN 02-203634

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2197 MOUNTAINVIEW DR, FREDERICK, MD 21702-2846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2020	Deed of Trust, Mortgage · VA Mortgage GEORGE MASON MTG
Dec 03, 2018	Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2018 · Amount on Record
Deed Sale	Dec 03, 2018 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	0012734369
Deed Book / Page	12734 / 369
Record Updated	Jun 07, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2197 MOUNTAINVIEW DR, FREDERICK, MD 21702-2846
Document Number	0139940345
Instrument Date	Aug 04, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 MOUNTAINVIEW DR FREDERICK MD 217022846, FREDERICK, MD 21702-2846

Mortgage

Document Number	0139940345
Date	Aug 13, 2020
Book Page	013994/000345

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 03, 2018
Property Address	2197 MOUNTAINVIEW DR, FREDERICK, MD 21702-2846
Document Number	0127340369
Book / Page	12734 / 0369
Map Reference	MB58 PG22
Instrument Date	Nov 29, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$985.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2197 MOUNTAINVIEW DR, FREDERICK, MD 21702-2846

Mortgage

Document Number	0012734376
Date	Dec 03, 2018
Instrument	12734/376

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,103.00	$445,867	$567,200 Land $135,000 Building $432,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 296 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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