Oakland County property record for 2197 Kirkton Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $9,081 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-27-327-024 |
| Primary APN | 88-20-27-327-024 |
|---|
| Lot Area | 11,326 sqft (0.26 acres) |
|---|
| Street Address | 2197 KIRKTON DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-1661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 27 COUNCIL HEIGHTS LOT 95 EXC S 24 FT 1-17-17 FR 009 |
| Legal Subdivision | COUNCIL HEIGHTS SUBDIVISION |
| Legal Lot Number | 95 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 197500 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2197 KIRKTON DR, TROY, MI 48083-1661 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 9, 2025 | Intrafamily Transfer, Transfer |
| Apr 15, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI PROVIDENT FNDG |
| Apr 12, 2019 | Warranty Deed, Transfer LIBERTY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 15, 2025 |
| Transfer Doc | 0000127579 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 9, 2025 |
| Property Address | 2197 KIRKTON DR, TROY, MI 48083-1661 |
| Document Number | 0000127579 |
| Book / Page | 60602 / 251 |
| Map Reference | LB 18 PG 8 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 127579 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2197 KIRKTON DR, TROY, MI 48083-1661 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2197 KIRKTON DR, TROY, MI 48083-1661 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 15, 2019 |
| Property Address | 2197 KIRKTON DR, TROY, MI 48083-1661 |
| Document Number | 0000058829 |
| Book / Page | 052736 / 000758 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 58829 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 7, 2019 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,257.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2197 KIRKTON DR TROY MI 48083, TROY, MI 48083 |
| Document Number | 58830 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 052736/000760 |
| Instrument | 58830 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 12, 2019 |
| Property Address | 2197 KIRKTON DR, TROY, MI 48083-1661 |
| Document Number | 0000057812 |
| Book / Page | 052731 / 000053 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 57812 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $774.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2977 LOVINGTON DR TROY MI 480834481, TROY, MI 48083-4481 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,081.00 (-3.98%) | ||
| 2023 | $574,720 | ||
| 2022 | $9,457.00 | $287,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1981–1988) |
| Most Recent Claim | Sep 1988 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures