2197 Kings Gate Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2197 Kings Gate Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,397 sqft · built 2005
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2020)
Tax Bill	$1,225 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`583-08-00-054`

Property Details

APN / Parcel Number

Primary APN	`583-08-00-054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,397 sqft Living Area
Gross Area	1,445 sqft
1st Floor Area	856 sqft
Upper Floors Area	541 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Terrain	High
Porch	Slab
Porch Area	148 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2197 KINGS GATE LN
City	MOUNT PLEASANT
State	SC
Zip	29466-8139
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBDIVISION NAME -THE GATES AT DUNES WEST DESCRIPTION -LOT 113A PHASE I SITE NAME -& 2197
Legal Subdivision	THE GATES AT DUNES WEST
Legal Phase	1
Legal Lot Number	113A
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3038
Census Tract	4616

Owner

2197 Kings Gate Ln, a townhouse, is owned and occupied by an individual who bought it in October 2020.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2197 KINGS GATE LN, MOUNT PLEASANT, SC 29466-8139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2020	Grant Deed, Transfer · Conventional Mortgage SOUTH ST BK
Mar 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Sep 5, 2017	Grant Deed, Transfer · Conventional Mortgage SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2020 · Amount on File
Deed Sale	Oct 3, 2020 · Amount on File
Prior Sale	Sep 5, 2017 · Amount on File
Deed Book / Page	921 / 673
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 3, 2020
Property Address	2197 KINGS GATE LN, MOUNT PLEASANT, SC 29466-8139
Document Number	0921/0673
Book / Page	000921 / 000673
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 KINGS GATE LN MOUNT PLEASANT SC 294668139, MOUNT PLEASANT, SC 29466-8139

Mortgage

Document Number	921/0674
Date	Oct 3, 2020
Book Page	000921/000674

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 2, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2197 KINGS GATE LN, MOUNT PLEASANT, SC 29466-8139
Document Number	0783/0291
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 KINGS GATE LN MOUNT PLEASANT SC 294668139, MOUNT PLEASANT, SC 29466-8139

Mortgage

Document Number	0783/0291
Date	Mar 14, 2019
Book Page	000783/000291

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PO BOX 190012, NORTH CHARLESTON, SC 29419-9012

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 13, 2039

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 5, 2017
Property Address	2197 KINGS GATE LN, MOUNT PLEASANT, SC 29466-8139
Document Number	0664/0156
Book / Page	000664 / 000156
Instrument Date	Aug 16, 2017
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 KINGS GATE LN MOUNT PLEASANT SC 294668139, MOUNT PLEASANT, SC 29466-8139

Mortgage

Document Number	664/0157
Date	Sep 5, 2017
Book Page	000664/000157

Lender

Name	SOUTH CAROLINA FCU
Address	N CHARLESTON, SC 29419-9012

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2197 Kings Gate Ln was $1,225, up 11% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,225.00 (+10.96%)	$281,750 (+2,775%) Land $85,100 Building $196,650	$428,900 Land $116,600 Building $312,300
2024	$1,104.00	$9,800
2022	$987.00	$9,800	$245,000 Land $74,000 Building $171,000
2020			$245,000 Land $74,000 Building $171,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2197 Kings Gate Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 828 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	938 units insured incl. 110 condo units
Nearby Flood Claims	3 (2015–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2197 Kings Gate Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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