2197 Gardner Rd, Silver City, MS 39166 Property Records

Humphreys County property record for 2197 Gardner Rd, Silver City, MS 39166

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,546 sqft · built 1967
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,700 (2025)
Deeds & Mortgages	Dec 2018 Sale Dec 2018 Sale + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`J090001003.01`

Property Details

APN / Parcel Number

Primary APN	`J090001003.01`
Alternative APN	`009468`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,546 sqft Adjusted Area
1st Floor Area	1,974 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2197 GARDNER RD
City	SILVER CITY
State	MS
Zip	39166-7011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT GL 5 S OF RIVER
Legal Range	03W
Legal Township	14N
Legal Section	01
Jurisdiction	HUMPHREYS MS
Township / Civil Division	3
Census Block Group	2
Census Block	2002
Census Tract	950200

Owner

Source: Humphreys County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 55, SILVER CITY, MS 39166-0055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2018	Warranty Deed, Transfer
Dec 5, 2018	Deed, Transfer
Dec 5, 2018	Warranty Deed, Transfer
Dec 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018
Deed Sale	Dec 5, 2018
Prior Sale	Dec 5, 2018
Deed Document Number	20181099
Deed Book / Page	197 / 108
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS MS
Recording Date	Dec 5, 2018
Property Address	2197 GARDNER RD, SILVER CITY, MS 39166-7011
Document Number	0000197/96
Book / Page	197 / 96
Instrument Date	Dec 5, 2018
Instrument	2018001098
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HUMPHREYS MS
Recording Date	Dec 5, 2018
Property Address	2197 GARDNER RD, SILVER CITY, MS 39166-7011
Document Number	0000197/83
Book / Page	197 / 83
Instrument Date	Dec 5, 2018
Instrument	2018001097
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS MS
Recording Date	Dec 5, 2018
Property Address	2197 GARDNER RD, SILVER CITY, MS 39166-7011
Document Number	0000197/71
Book / Page	197 / 71
Instrument Date	Dec 5, 2018
Instrument	2018001096
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS MS
Recording Date	Dec 5, 2018
Property Address	2197 GARDNER RD, SILVER CITY, MS 39166-7011
Document Number	000197/108
Book / Page	197 / 108
Instrument Date	Dec 5, 2018
Instrument	2018001099
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Humphreys County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,700.00 Homeowner's exemption	$10,488 (+8.63%)	$104,880 (+8.63%) Land $2,000 Building $102,880
2023		$9,655	$96,550 Land $2,000 Building $94,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	54 (1997–2025)
Claims Outside the SFHA	2 of 54
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Mar 2019 · 6 claims Flooding, May 2011 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Belzoni Cable Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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