Seminole County property record for 2197 Estes Dr, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,270 sqft · built 1994 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Apr 1989) |
| Tax Bill | $1,282 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-32-300-0120-0000 |
| Primary APN | 06-20-32-300-0120-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,270 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 59,242 sqft (1.36 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Florida Room |
| Porch Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2197 ESTES DR |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 06 TWP 20S RGE 32E N 220 FT OF W 270 FT OF E 330 FT (LESS N 30 FT) |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 06 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 300 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21201 |
2197 Estes Dr is owned and occupied by two individuals who acquired it in May 2014.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 535, GENEVA, FL 32732-0535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1989 · Amount on File |
| Deed Sale | Apr 1, 1989 · Amount on File |
| Deed Book / Page | 2069 / 1315 |
| Last Transfer Date | May 28, 2014 |
| Transfer Doc | 0082700750 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2197 Estes Dr was $1,282 with exemptions applied.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,282.00 Homeowner's exemption Widower's exemption | $117,289 | $240,048 Land $51,680 Building $188,368 |
| 2023 | $1,180.00 (-1.58%) Homeowner's exemption | $110,663 (+3%) | $222,100 (+1.44%) Land $44,880 Building $177,220 |
| 2022 | $1,199.00 Homeowner's exemption | $107,440 | $218,954 Land $43,520 Building $175,434 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2197 Estes Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2197 Estes Dr is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MULLETT LAKE WATER ASSOCIATION private · serves 976 people · EPA ID FL3590865 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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