Maricopa County property record for 2197 E Cathy Ct, Gilbert, AZ 85296 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,669 sqft Living Area |
| Lot Size | 7,096 sqft (0.163 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2016) |
| Tax Bill | $1,618.00 (2025) |
Source: Maricopa County records · APN 304-26-101
Assessment roll updated October 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2197 E CATHY CT, GILBERT, AZ 85296-3941 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Aug 10, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Sep 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2016 · Amount on Record |
| Deed Sale | Sep 15, 2016 · Amount on Record |
| Prior Sale | Oct 04, 2005 · Amount on Record |
| Deed Doc Number | 2016671422 |
| Prior Transfer Date | Sep 23, 2005 |
| Prior Transfer Doc | 0001475355 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 15, 2026 |
| Property Address | 2197 E CATHY CT, GILBERT, AZ 85296-3941 |
| Document Number | 0000420568 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026420568 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2197 E CATHY CT, GILBERT, AZ 85296-3941 |
| Document Number | 0000420568, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 2026420568 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2197 E CATHY CT, GILBERT, AZ 85296-3941 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2197 E CATHY CT, GILBERT, AZ 85296-3941 |
| Document Number | 0000418135 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 20230418135 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2197 E CATHY CT, GILBERT, AZ 85296-3941 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2197 E CATHY CT, GILBERT, AZ 85296-3941 |
| Document Number | 0000521136 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 20250521136 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,960 (+104.43%) | $429,600 (+5.24%) Land $85,900 Building $343,700 | |
| 2025 | $1,618.00 (+1.51%) | $21,015 (-51.49%) | $408,200 (-5.77%) Land $81,600 Building $326,600 |
| 2024 | $43,320 | $433,200 Land $86,600 Building $346,600 | |
| 2023 | $1,594.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 304-26-101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,669 sqft Living Area |
| Gross Area | 1,903 sqft Gross Area |
| 1st Floor | 1,669 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Concrete Roof |
| Lot Area | 7,096 sqft (0.163 acres) |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 234 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2197 E CATHY CT |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-3941 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COTTONWOODS CROSSING PHASE 2 MCR 374-20 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 21 |
| Legal Subdivision | COTTONWOODS CROSSING PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 40 |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | CHANDLER |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 814600 |
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