2197 Creekside Dr, Solvang, CA 93463 Property Records

Santa Barbara County property record for 2197 Creekside Dr, Solvang, CA 93463

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,479 sqft · built 1983
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$1,545,000 (Jul 2026)
Tax Bill	$11,064 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2022 Reverse Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`139-300-050`

Property Details

APN / Parcel Number

Primary APN	`139-300-050`
Alternative APN	`13930050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,479 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	2197 CREEKSIDE DR
City	SOLVANG
State	CA
Zip	93463-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 12359
Legal Subdivision	TRACT NO. 12359
Legal Tract	12359
Legal Lot Number	50
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SOLVANG-SANTA YNEZ
Census Block Group	1
Census Block	1005
Census Tract	1910

Owner

2197 Creekside Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Santa Barbara County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2197 CREEKSIDE DR, SOLVANG, CA 93463-2238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jan 14, 2022	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Jul 28, 2020	Deed of Trust, Mortgage · FHA Mortgage ENNKAR INC
Jul 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Jan 7, 2025 · Amount on File
Deed Document Number	202624595
Prior Transfer Date	Oct 13, 2016
Prior Transfer Doc	0000055589
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 21, 2026
Property Address	2197 CREEKSIDE DR, SOLVANG, CA 93463-2238
Document Number	0000024595
Instrument Date	Jul 10, 2026
Instrument	202624595
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171,649.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 CREEKSIDE DR, SOLVANG, CA 93463-2238

Mortgage

Document Number	0000024596,
Date	Jul 21, 2026
Instrument	202624596

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	2197 CREEKSIDE DR, SOLVANG, CA 93463-2238
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 CREEKSIDE DR, SOLVANG, CA 93463-2238

Mortgage

Document Number	0000002630
Date	Jan 14, 2022
Instrument	2022-0002630

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	761 Months
Due	Jun 21, 2085

Interest

Rate Type	Adjustable Rate
Rate	2.44%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.4%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	2197 CREEKSIDE DR, SOLVANG, CA 93463-2238
Document Number	0000040764
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2197 CREEKSIDE DR SOLVANG CA 934632238, SOLVANG, CA 93463-2238

Mortgage

Document Number	0000040764
Date	Aug 6, 2020
Instrument	40764

Lender

Name	ENNKAR INC
Address	1036 W TAFT AVE, ORANGE, CA 92865-4100

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	780 Months
Due	Aug 5, 2085

Interest

Rate Type	Adjustable Rate
Rate	2.9%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	2197 CREEKSIDE DR, SOLVANG, CA 93463-2238
Document Number	0000040765
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 CREEKSIDE DR SOLVANG CA 934632238, SOLVANG, CA 93463-2238

Mortgage

Document Number	0000040765
Date	Aug 6, 2020
Instrument	40765

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	780 Months
Due	Aug 5, 2085

Interest

Rate Type	Adjustable Rate
Rate	2.9%

Tax Assessment & Valuation

The 2025 property tax bill for 2197 Creekside Dr was $11,064.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Solvang City
Secondary School District	Santa Ynez Valley Union High School District (09 - 12)
Elementary School District	Solvang Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$999,600 (-2%) Land $433,500 Building $566,100
2025	$11,064.00	$1,020,000 Land $561,000 Building $459,000
2023	$3,686.00 (+1.77%) Homeowner's exemption Additional exemption filed	$348,472 Land $99,555 Building $248,917
2022	$3,622.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2197 Creekside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 individual policies
Nearby Flood Policies	39 units insured incl. 25 condo units
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2197 Creekside Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOLVANG WATER DIVISION serves 5,980 people · EPA ID CA4210013
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, GeoLinks, KIZA Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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