San Diego County property record for 2197 Charles Way, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,268 sqft · built 1951 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $170,000 (May 2000) |
| Tax Bill | $6,360 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 486-142-01-00 |
| Primary APN | 486-142-01-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,268 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2197 CHARLES WAY |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 23 TR 002605 |
| Legal Subdivision | CHARLES WAY SUB |
| Legal Tract | 002605 |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 16100 |
2197 Charles Way is owned by a company that acquired it in April 2020 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2197 CHARLES WAY, EL CAJON, CA 92020-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2000 · Amount on File |
| Deed Sale | May 23, 2000 · Amount on File |
| Prior Sale | Jan 11, 1991 · Amount on File |
| Deed Document Number | 2000268913 |
| Last Transfer Date | Apr 21, 2020 |
| Transfer Doc | 0000211893 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2197 Charles Way was $6,360 with a homeowner's exemption, up 2.4% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $487,678 (+2%) Land $156,761 Building $330,917 | |
| 2025 | $6,360.00 (+2.37%) Homeowner's exemption | $478,117 Land $153,688 Building $324,429 |
| 2024 | $6,213.00 (+2.59%) | |
| 2023 | $6,056.00 (+2.45%) Homeowner's exemption | $459,553 Land $147,721 Building $311,832 |
| 2022 | $5,911.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2197 Charles Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2197 Charles Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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