2197 Bunker Hill Dr, San Mateo, CA 94402 Property Records

San Mateo County property record for 2197 Bunker Hill Dr, San Mateo, CA 94402

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,720 sqft · built 1958
Lot Size	0.285 acres (12,416 sqft)
Owner	Individual Name on File
Last Sale	$3,080,000 (Jun 2024)
Tax Bill	$37,599 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2024 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`041-062-080`

Property Details

APN / Parcel Number

Primary APN	`041-062-080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	12,416 sqft (0.285 acres)
Lot Dimensions	173 ft deep x 75 ft wide
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2197 BUNKER HILL DR
City	SAN MATEO
State	CA
Zip	94402-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10008
Legal Description	LOT 17 BLOCK 14 THE HIGHLANDS UNIT NO 8 RSM 48/1617
Legal Subdivision	THE HIGHLANDS UNIT NO 8
Legal Block	14
Legal Lot Number	17
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2000
Census Tract	606900

Owner

2197 Bunker Hill Dr is owned and occupied by an individual who bought it in June 2024.

Source: San Mateo County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2197 BUNKER HILL DR, SAN MATEO, CA 94402-3801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 9, 2024	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2024 · Amount on File
Deed Sale	Jun 7, 2024 · Amount on File
Prior Sale	Jan 9, 2024 · Amount on File
Deed Document Number	202429638
Prior Transfer Date	May 31, 2024
Prior Transfer Doc	0000029637
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2197 BUNKER HILL DR, SAN MATEO, CA 94402-3801
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 BUNKER HILL DR, SAN MATEO, CA 94402-3801

Mortgage

Document Number	0000050397
Date	Sep 25, 2025
Instrument	2025-050397

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

January 2024: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 9, 2024
Property Address	2197 BUNKER HILL DR, SAN MATEO, CA 94402-3801
Document Number	0000001162
Map Reference	MB 48 PG 16&17
Instrument Date	Dec 18, 2023
Instrument	2024-001162
Transaction Type	Construction Loan
Record Updated	Feb 6, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 PORTOLA AVE # D118, D118, LIVERMORE, CA 94551-1784

Mortgage

Document Number	0000001163
Date	Jan 9, 2024
Instrument	2024-001163

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2197 Bunker Hill Dr was $37,599.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,204,432 (+2%) Land $2,242,062 Building $962,370
2025	$37,599.00	$3,141,600 Land $2,198,100 Building $943,500
2023	$3,834.00 (+3.43%)	$128,124 Land $30,615 Building $97,509	$2,479,770
2022	$3,707.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2197 Bunker Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2197 Bunker Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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