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2197 Balclutha Ln, Sumter, SC 29153 Property Records

Sumter County property record for 2197 Balclutha Ln, Sumter, SC 29153

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,905 sqft · built 2020
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Jun 2024)
Tax Bill$2,151 (2025)
Deeds & MortgagesJun 2024 Sale & Mortgage
Jul 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN202-01-01-038

Property Details

APN / Parcel Number

Primary APN202-01-01-038
Alternative APN
  • 23463

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,905 sqft Living Area
1st Floor Area1,905 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area9,148 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
PorchCovered Porch
Patio Area133 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number23463
Old Parcel Number202 01 01 038
Street Address2197 BALCLUTHA LN
CitySUMTER
StateSC
Zip29153-8319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 401 PB04-10 .21 AC
Legal SubdivisionBEACH FOREST SUB PH 3 SEC 1
Legal Lot Number401
JurisdictionSUMTER SC
Township / Civil DivisionSUMTER NORTH
Census Block Group2
Census Block2023
Census Tract401

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2197 BALCLUTHA LN, SUMTER, SC 29153-8319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2024Deed, Transfer · Conventional Mortgage
SAFE FCU
Jul 13, 2020Grant Deed, Transfer
ATTORNEY ONLY
Mar 12, 2020Deed of Trust, Construction Loan · Construction Mortgage
JASON B THOMAS
Feb 28, 2020Grant Deed, Transfer
ATTORNEY ONLY
Aug 22, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2024 · Amount on Record
Deed SaleJun 3, 2024 · Amount on Record
Prior SaleJul 13, 2020 · Amount on Record
Deed Document Number0013273417
Deed Book / Page1327 / 3417
Record UpdatedJun 8, 2026

June 2024: Deed, Transfer

Document TypeDeed
JurisdictionSUMTER SC
Recording DateJun 3, 2024
Property Address2197 BALCLUTHA LN, SUMTER, SC 29153-8319
Document Number0013273417
Book / Page1327 / 3417
Instrument DateMay 23, 2024
Transaction TypeTransfer
Record UpdatedDec 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$741.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2197 BALCLUTHA LN, SUMTER, SC 29153-8319

Mortgage

Document Number0013273421
DateJun 3, 2024
Instrument1327-3421
Lender
NameSAFE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2054

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUMTER SC
Recording DateJul 13, 2020
Property Address2197 BALCLUTHA LN, SUMTER, SC 29153-8319
Document Number0012705379
Book / Page001270 / 005379
Instrument DateJul 10, 2020
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2197 BALCLUTHA LN SUMTER SC 291538319, SUMTER, SC 29153-8319

March 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionSUMTER SC
Recording DateMar 12, 2020
Property Address2197 BALCLUTHA LN, SUMTER, SC 29153-8319
Document Number0012661372
Book / Page001266 / 001372
Instrument DateMar 11, 2020
Transaction TypeConstruction Loan
Record UpdatedMay 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2910 WAVERLY DR SUMTER SC 291507002, SUMTER, SC 29150-7002

Mortgage

Document Number12661372
DateMar 12, 2020
Book Page001266/001372
Lender
NameJASON B THOMAS
Address2055 HARBORVIEW DR, SUMTER, SC 29153-8317
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 11, 2021

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUMTER SC
Recording DateFeb 28, 2020
Property Address2197 BALCLUTHA LN, SUMTER, SC 29153-8319
Document Number0012653981
Book / Page001265 / 003981
Instrument DateFeb 21, 2020
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$70.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2197 BALCLUTHA LN SUMTER SC 291538319, SUMTER, SC 29153-8319

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUMTER SC
Recording DateAug 22, 2017
Property Address2197 BALCLUTHA LN, SUMTER, SC 29153-8319
Document Number0012361549
Book / Page001236 / 001549
Instrument DateAug 2, 2017
Transaction TypeTransfer
Record UpdatedAug 30, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$296.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1605 COLUMBIA SC 292021605, COLUMBIA, SC 29202-1605

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,151.00 (+33.69%)$11,240 (+28.16%) Land $1,800 Building $9,440$281,033 (+28.24%) Land $45,000 Building $236,033
2023$8,770 (-) Land $1,800 Building $6,970$219,144 (-) Land $45,000 Building $174,144
2022$1,609.00$8,770 Land $1,800 Building $6,970$219,144 Land $45,000 Building $174,144

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 40% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FTC
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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