2197 57th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 2197 57th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	1,802 sqft · built 2012
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$300,125 (May 2019)
Tax Bill	$3,297 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-8140-00143-000`

Property Details

APN / Parcel Number

Primary APN	`01-8140-00143-000`

Interior

Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,802 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	2197 57TH AVE S
City	FARGO
State	ND
Zip	58104-7275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR4
Legal Description	LOT: 14 BLOCK: 1 ADDITION: LEGACY I FIFTH ADDITION ADDITIONAL: LEGACY I 5TH ADDN LT 13 LESS THE W 20' & W 30' OF LT 14 BLK 1
Legal Subdivision	LEGACY I 5TH
Legal Block	1
Legal Lot Number	13-14
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1009
Census Tract	40505

Owner

2197 57th Ave S is owned and occupied by two individuals who acquired it in July 2025.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2197 57TH AVE S, FARGO, ND 58104-7275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 15, 2019	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	Dec 11, 2012
Deed Document Number	20191562157
Last Transfer Date	Jul 31, 2025
Transfer Doc	0001739635
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2197 57TH AVE S, FARGO, ND 58104-7275
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REGENCY TITLE FARGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001607323
Date	Oct 2, 2020
Instrument	1607323

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 15, 2019
Property Address	2197 57TH AVE S, FARGO, ND 58104-7275
Document Number	0001562157
Instrument Date	May 15, 2019
Instrument	1562157
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	PLAINS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2197 57TH AVE S FARGO ND 581047275, FARGO, ND 58104-7275

Mortgage

Document Number	1562158
Date	May 15, 2019
Instrument	1562158

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2197 57th Ave S was $3,297.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,297.00	$182,350 Land $18,100 Building $164,250	$364,700 Land $36,200 Building $328,500
2023	$4,459.00	$167,050 Land $18,100 Building $148,950	$334,100 Land $36,200 Building $297,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2197 57th Ave S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 192 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	196 units insured incl. 4 condo units
Nearby Flood Claims	4 (2009–2023)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2023 · Severe Winter Storm And Straight-line Winds
Claims by Event	Severe Storms And Flooding, Apr 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2197 57th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

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