2197 55th St SW, Naples, FL 34116 Property Records

Collier County property record for 2197 55th St SW, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	1,408 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$346,000 (Jun 2021)
Tax Bill	$3,839 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`36303400009`

Property Details

APN / Parcel Number

Primary APN	`36303400009`
Alternative APN	`324100 187 334B21`

Interior

Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Porch	Screened Porch
Porch Area	200 sqft

Location & Zoning

Street Address	2197 55TH ST SW
City	NAPLES
State	FL
Zip	34116-5515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	GOLDEN GATE UNIT 6 BLK 187 LOT 33
Legal Range	26
Legal Township	49
Legal Section	21
Legal Subdivision	GOLDEN GATE CITY UNIT 6
Legal Tract	324100
Legal Block	187
Legal Lot Number	33
Legal Unit	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2007
Census Tract	10419

Owner

2197 55th St SW is owned and occupied by an individual who bought it in June 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2197 55TH ST SW, NAPLES, FL 34116-5515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Prior Sale	Feb 17, 2012 · Amount on File
Deed Document Number	20216070630
Deed Book / Page	5958 / 108
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 3, 2021
Property Address	2197 55TH ST SW, NAPLES, FL 34116-5515
Document Number	0059580108
Book / Page	5958 / 108
Map Reference	MB 5 PG 124-134
Instrument Date	May 28, 2021
Instrument	6070630
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	OMEGA NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,422.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55TH ST SW, NAPLES, FL 34116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 55TH ST SW, NAPLES, FL 34116-5515

Mortgage

Document Number	5958110
Date	Jun 3, 2021
Instrument	5958/110

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2197 55th St SW was $3,839.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,458 (+1%)	$348,917 (+10.14%) Land $180,960 Building $167,957
2025	$3,839.00	$316,780 Land $130,000 Building $186,780	$316,780 Land $130,000 Building $186,780
2023	$3,759.00 (+21.1%)	$316,204 (+11.02%) Land $200,000 Building $116,204	$316,204 (+11.02%) Land $200,000 Building $116,204
2022	$3,104.00 Homeowner's exemption	$284,822 Land $165,375 Building $119,447	$284,822 Land $165,375 Building $119,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2197 55th St SW in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	11 (2016–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2197 55th St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 55th St SW

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