2197 39th Ave, Oakland, CA 94601 Property Records

Alameda County property record for 2197 39th Ave, Oakland, CA 94601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,727 sqft · built 1917
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jul 2009)
Tax Bill	$7,885 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-2097-14`

Property Details

APN / Parcel Number

Primary APN	`32-2097-14`
Alternative APN	`032-2097-014-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,727 sqft Living Area
Gross Area	400 sqft
Basement Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1930
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2197 39TH AVE
City	OAKLAND
State	CA
Zip	94601-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00014 BLK: AR: 0032 PAGE: 2097
Legal Subdivision	BOULEVARD PARK
Legal Block	13
Legal Lot Number	6&7
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3000
Census Tract	407102

Owner

2197 39th Ave is owned and occupied by two individuals who bought it in July 2009.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2197 39TH AVE, OAKLAND, CA 94601-4301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 14, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2009 · Amount on File
Deed Sale	Jul 16, 2009 · Amount on File
Deed Document Number	2009226874
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2197 39TH AVE, OAKLAND, CA 94601-4301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 39TH AVE, OAKLAND, CA 94601-4301

Mortgage

Document Number	0000309123
Date	Nov 13, 2020
Instrument	2020309123

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Sep 1, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2197 39TH AVE, OAKLAND, CA 94601-4301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005988
Date	Jan 14, 2019
Instrument	2019005988

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Dec 14, 2033

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2197 39TH AVE, OAKLAND, CA 94601-4301
Document Number	0000091240
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	LENDERLIVE SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2197 39TH AVE OAKLAND CA 946014301, OAKLAND, CA 94601-4301

Mortgage

Document Number	0000091240
Date	Apr 24, 2017
Instrument	91240

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 23, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2197 39th Ave was $7,885 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,536 (+0.51%) Land $144,161 Building $336,375
2025	$7,885.00 Homeowner's exemption	$471,115 Land $141,334 Building $329,781
2023	$7,915.00 Homeowner's exemption	$452,825 Land $135,847 Building $316,978	$759,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2197 39th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2197 39th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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