2197 270th St, Red Oak, IA 51566 Property Records

Montgomery County property record for 2197 270th St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,455 sqft · built 1901
Lot Size2.04 acres (88,862 sqft)
OwnerIndividual Name on Record
Tax Bill$1,950 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN441025400006000

Property Details

APN / Parcel Number

Primary APN441025400006000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,455 sqft Living Area
1st Floor Area660 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area88,862 sqft (2.04 acres)
Garage TypeDetached
Garage Area1,296 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area96 sqft
Patio Area108 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2197 270TH ST
CityRED OAK
StateIA
Zip51566-6042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE SE PCL A
Legal Range38W
Legal Township71N
Legal Section25
JurisdictionMONTGOMERY IA
Township / Civil DivisionGRANT
Census Block Group1
Census Block1130
Census Tract960400

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2197 270TH ST, RED OAK, IA 51566-6042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 21, 2014
Transfer Doc2014/0111
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address2197 270TH ST, RED OAK, IA 51566-6042
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/1267
DateJul 14, 2021
Book Page2021/1267
Instrument2021 1267
Lender
NameBANK IOWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,950.00 (+5.86%) Homeowner's exemption$143,190 (+13.78%) Land $55,200 Building $87,990$143,190 (+13.78%) Land $55,200 Building $87,990
2024$1,842.00 (+32.33%)
2023$125,850 Land $48,310 Building $77,540$125,850 Land $48,310 Building $77,540
2022$1,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FMTC of Stanton Iowa
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 270th St

Nearby Streets

Search Property Records by Address or Parcel Number