2197 175th Ct, Winterset, IA 50273 Property Records

Madison County property record for 2197 175th Ct, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,024 sqft · built 1978
Lot Size	3.33 acres (145,055 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Jul 2026)
Tax Bill	$2,114 (2025)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`340061228020000`

Property Details

APN / Parcel Number

Primary APN	`340061228020000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	145,055 sqft (3.33 acres)
Deck Area	90 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2197 175TH CT
City	WINTERSET
State	IA
Zip	50273-8528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.13A S & E OF RIVER SE COR SE NE
Legal Range	28W
Legal Township	76N
Legal Section	12
Jurisdiction	MADISON IA
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2027
Census Tract	60102

Owner

2197 175th Ct is owned and occupied by an individual who bought it in July 2026.

Source: Madison County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2197 175TH CT, WINTERSET, IA 50273-8528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Construction Mortgage FARMERS MERCHANTS STATE BANK
Apr 29, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC
Feb 16, 2017	Intrafamily Transfer, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	Apr 29, 2025 · Amount on File
Deed Document Number	20262071
Deed Book / Page	2026 / 2071
Prior Transfer Date	Dec 9, 2024
Prior Transfer Doc	0000002991
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Jul 10, 2026
Property Address	2197 175TH CT, WINTERSET, IA 50273-8528
Document Number	0000002071
Book / Page	2026 / 2071
Instrument Date	Jul 9, 2026
Instrument	20262071
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,308.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 175TH CT, WINTERSET, IA 50273-8528
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002072,
Date	Jul 10, 2026
Instrument	20262072

Lender

Name	FARMERS MERCHANTS STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

April 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Apr 29, 2025
Property Address	2197 175TH CT, WINTERSET, IA 50273-8528
Document Number	02025/1011
Book / Page	2025 / 1011
Instrument Date	Apr 25, 2025
Instrument	2025 1011
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 4, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2197 175TH CT, WINTERSET, IA 50273-8528

Mortgage

Document Number	0020251012
Date	Apr 29, 2025
Instrument	2025 1012

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IA
Recording Date	Feb 16, 2017
Property Address	2197 175TH CT, WINTERSET, IA 50273-8528
Document Number	2017/0529
Book / Page	2017 / 0529
Instrument Date	Feb 10, 2017
Instrument	2017 0529
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	2017/0530
Date	Feb 16, 2017
Book Page	2017/0530
Instrument	2017 0530

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2197 175th Ct was $2,114 with a homeowner's exemption.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,114.00 Homeowner's exemption	$204,800 Land $41,000 Building $163,800	$204,800 Land $41,000 Building $163,800
2024	$2,114.00
2023		$173,300 Land $28,900 Building $144,400	$173,300 Land $28,900 Building $144,400
2022	$2,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2197 175th Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2197 175th Ct is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Telecommunications Fiber	1,000 / 300
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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