21969 Winding Rd, Moreno Valley, CA 92557 Property Records

Riverside County property record for 21969 Winding Rd, Moreno Valley, CA 92557

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,538 sqft · built 1990
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Apr 2015)
Tax Bill$3,789 (2025)
Deeds & MortgagesNov 2023 Mortgage
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN256-280-018

Property Details

APN / Parcel Number

Primary APN256-280-018

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,538 sqft Living Area
Gross Area2,002 sqft
1st Floor Area1,538 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Roof MaterialTile
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address21969 WINDING RD
CityMORENO VALLEY
StateCA
Zip92557-8552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA1
Legal Description.25 ACRES M/L IN POR LOT 1 MB 188/010 TR 20272-2 AND POR LOT 3 AND LOT 4 MB 188/013 TR 20272-3
Legal SubdivisionTRACT NO 20272 3
Legal Tract20272-2
Legal Lot Number1
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group2
Census Block2010
Census Tract42212

Owner

21969 Winding Rd is owned and occupied by two individuals who acquired it in July 2017.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address21969 WINDING RD, MORENO VALLEY, CA 92557-8552
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2023Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
ARROWHEAD CENTRAL CU
Jul 21, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Jul 20, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Jul 20, 2017Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2015 · Amount on File
Deed SaleApr 13, 2015 · Amount on File
Prior SaleSep 19, 2005 · Amount on File
Deed Document Number2015146478
Last Transfer DateJul 15, 2017
Transfer Doc0000298082
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address21969 WINDING RD, MORENO VALLEY, CA 92557-8552
Transaction TypeMortgage
Record UpdatedDec 14, 2023
Title CompanyNOT AVAILABLE, UPWARD TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address21969 WINDING RD, MORENO VALLEY, CA 92557-8552

Mortgage

Document Number0000349270
DateNov 21, 2023
Instrument2023-0349270
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address48431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address21969 WINDING RD, MORENO VALLEY, CA 92557-8552
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21969 WINDING RD, MORENO VALLEY, CA 92557-8552

Mortgage

Document Number0000486548
DateOct 9, 2020
Instrument2020-0486548
Lender
NameARROWHEAD CENTRAL CU
TypeCredit Union
AddressRANCHO CUCAMONGA, CA 91730
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateJul 21, 2017
Property Address21969 WINDING RD, MORENO VALLEY, CA 92557-8552
Document Number0000298082
Instrument DateJul 15, 2017
Instrument298082
Transaction TypeTransfer
Record UpdatedJul 31, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21969 WINDING RD MORENO VALLEY CA 925578552, MORENO VALLEY, CA 92557-8552

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateJul 20, 2017
Property Address21969 WINDING RD, MORENO VALLEY, CA 92557-8552
Document Number0000296456
Instrument DateJul 15, 2017
Instrument296456
Transaction TypeTransfer
Record UpdatedJul 28, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address21969 WINDING RD MORENO VALLEY CA 925578552, MORENO VALLEY, CA 92557-8552

July 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateJul 20, 2017
Property Address21969 WINDING RD, MORENO VALLEY, CA 92557-8552
Document Number0000296455
Map ReferenceMB 188 PG 10-12
Instrument DateApr 14, 2017
Instrument2017-0296455
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21969 WINDING RD, MORENO VALLEY, CA 92557-8552

Tax Assessment & Valuation

The 2025 property tax bill for 21969 Winding Rd was $3,789 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityMoreno Valley City
Unified School DistrictMoreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$318,723 (+2%) Land $73,547 Building $245,176
2025$3,789.00 Homeowner's exemption$312,474 Land $72,105 Building $240,369
2023$3,597.00 (+1.87%) Homeowner's exemption$300,342 Land $69,306 Building $231,036
2022$3,531.00
2021$399,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21969 Winding Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21969 Winding Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTERN MUNICIPAL WD
serves 659,923 people · EPA ID CA3310009
Water SourcePurchased surface water from several systems
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Consolidated Smart Broadband Systems, GeoLinks, T-Mobile.

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