Caroline County property record for 21968 Main St, Hillsboro, MD 21641
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,488 sqft · built 1900 |
| Lot Size | 0.18 acres (7,843 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Aug 2025) |
| Tax Bill | $3,424 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-005551 |
| Primary APN | 06-005551 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,488 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,843 sqft (0.18 acres) |
| Lot Dimensions | 198 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 456 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 005551 |
|---|---|
| Street Address | 21968 MAIN ST |
| City | HILLSBORO |
| State | MD |
| Zip | 21641-6807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7843 SQ FT N/S MAIN ST HILLSBORO |
| Legal Subdivision | CALLAHAN |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 6, HILLSBORO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 955202 |
21968 Main St is owned and occupied by two individuals who bought it in August 2025.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21968 MAIN ST, HILLSBORO, MD 21641-6807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2025 · Amount on File |
| Deed Sale | Aug 1, 2025 · Amount on File |
| Prior Sale | Jul 18, 2008 · Amount on File |
| Deed Book / Page | 1740 / 423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 21968 MAIN ST, HILLSBORO, MD 21641-6807 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 21968 MAIN ST, HILLSBORO, MD 21641-6807 |
| Document Number | 0015620377 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 1562/377 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 292 Months |
| Due | Jul 1, 2046 |
The 2026 property tax bill for 21968 Main St was $3,424, up 13% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Hillsboro Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,424.00 (+13%) | $260,333 | $313,400 Land $39,800 Building $273,600 |
| 2025 | $3,030.00 | ||
| 2023 | $2,689.00 Homeowner's exemption | $207,933 | $233,800 Land $39,800 Building $194,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21968 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2001–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21968 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Easton Velocity.
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