21966 Stony Rd, Locust, NC 28097 Property Records

Stanly County property record for 21966 Stony Rd, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 2009
Lot Size2.6 acres (113,256 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Jan 2024)
Tax Bill$1,370 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN559601083060

Property Details

APN / Parcel Number

Primary APN559601083060
Alternative APNs
  • 1546088
  • 14238
  • 21371

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,456 sqft Finished Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area113,256 sqft (2.6 acres)
PorchPorch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number1546088
Street Address21966 STONY RD
CityLOCUST
StateNC
Zip28097-8108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 21966 STONY RD 559600072
Legal SubdivisionAS SHOWN ON
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group2
Census Block2000
Census Tract930801

Owner

Source: Stanly County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21966 STONY RD, LOCUST, NC 28097-8108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2024 · Amount on Record
Deed SaleJan 22, 2024 · Amount on Record
Prior Transfer DateNov 2, 2023
Prior Transfer Doc0000463602
Record UpdatedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJan 22, 2024
Property Address21966 STONY RD, LOCUST, NC 28097-8108
Document Number0000464799
Book / Page1843 / 208
Instrument DateJan 18, 2024
Instrument464799
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 816, LOCUST, NC 28097-0816

Transferred To (Grantee/Buyer)

NameVerified Name
Address21966 STONY RD, LOCUST, NC 28097-8108

Mortgage

Document Number0000464800
DateJan 22, 2024
Instrument464800
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,370.00 (+20.81%)$207,633 (+43.85%) Land $56,220 Building $151,413$207,633 (+43.85%) Land $56,220 Building $151,413
2023$1,134.00$144,335 (-) Land $35,740 Building $108,595$144,335 (-) Land $35,740 Building $108,595
2022$1,134.00$144,335 Land $35,740 Building $108,595$144,335 Land $35,740 Building $108,595

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Stony Rd

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