Oakland County property record for 2196 Zenia Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,995 sqft · built 1978 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Trust Name on File |
| Last Sale | $182,500 (May 2000) |
| Tax Bill | $2,543 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 88-20-36-103-015 |
| Primary APN | 88-20-36-103-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,995 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 1,352 sqft |
| Unfinished Basement | 749 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Tri-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 180 ft deep x 60 ft wide |
| Garage Area | 415 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 238 sqft |
| Patio Area | 238 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2196 ZENIA DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-4455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1E |
| Legal Description | T2N, R11E, SEC 36 FAIRGROVE SUB LOT 31 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 36 |
| Legal Subdivision | FAIRGROVE SUB |
| Legal Lot Number | 31 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 198100 |
2196 Zenia Dr is owner-occupied and held in a trust since October 2015.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2196 ZENIA DR, TROY, MI 48083-4455 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| May 15, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2000 · Amount on File |
| Deed Sale | May 19, 2000 · Amount on File |
| Last Transfer Date | Oct 24, 2015 |
| Transfer Doc | 0000221362 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2196 ZENIA DR, TROY, MI 48083-4455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2196 ZENIA DR, TROY, MI 48083-4455 |
| Document Number | 0000270816 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 55369/455 |
| Instrument | 270816 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2196 ZENIA DR, TROY, MI 48083-4455 |
| Document Number | 0000099272 |
| Book / Page | 050689 / 000242 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2196 ZENIA DR TROY MI 480834455, TROY, MI 48083-4455 |
| Document Number | 0000099272 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 050689/000242 |
| Instrument | 99272 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2047 |
The 2025 property tax bill for 2196 Zenia Dr was $2,543 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Warren Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,543.00 | ||
| 2023 | $250,940 | ||
| 2022 | $2,328.00 | $125,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2196 Zenia Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 9 (2000–2024) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2196 Zenia Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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