2196 Zamia Loop, Lutz, FL 33558 Property Records

Pasco County property record for 2196 Zamia Loop, Lutz, FL 33558 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	3,531 sqft Living Area
Lot Size	9,353 sqft (0.214 acres)
Garage	861 sqft
Occupancy	Owner Occupied
Last Sale	$492,310 (2016)
Tax Bill	$10,578.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-26-18-0060-02700-0010`
Alternative APN	`1054209`

Interior

Full Baths	3 Baths
Building Area	3,531 sqft Living Area
Gross Area	4,802 sqft Gross Area
1st Floor	1,547 sqft 1st Floor
Upper Floors	1,984 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Exterior Material	Stucco Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,353 sqft (0.214 acres)
Parking Spaces	3 Parking Spaces
Garage Area	861 sqft Garage
Pool Area	377 sqft Pool
Porch	1 Porch
Porch Area	410 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1054209
Street Address	2196 ZAMIA LOOP
City	LUTZ
State	FL
Zip	33558-5501
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LONG LAKE RANCH VILLAGE 3PARCELS A B AND VILLAGE6 PARC PB 71 PG 060 BLOCK 27 LOT 1 OR 9346 PG 385
Legal Range	18E
Legal Township	26S
Legal Section	27
Legal Subdivision	LONG LAKE RANCH VILLAGE
Legal Tract	60
Legal Block	27
Legal Lot Number	1
Jurisdiction	PASCO FL
Minor Civil Division	NEW PORT RICHEY
Census Blockgroup	2
Census Block	2008
Census Tract	31605

Owner

Source: Pasco County records · APN 27-26-18-0060-02700-0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2196 ZAMIA LOOP, LUTZ, FL 33558-5501
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2016 · Amount on Record
Deed Sale	Apr 01, 2016 · Amount on Record
Deed Doc Number	2016050143
Deed Book / Page	9346 / 0385
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	2196 ZAMIA LOOP, LUTZ, FL 33558-5501
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 ZAMIA LOOP, LUTZ, FL 33558-5501

Mortgage

Document Number	0103093357
Date	Mar 26, 2021
Book Page	10309/3357
Instrument	2021060710

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,578.00 (+4.72%) Homeowner's exemption	$463,410 (+5.99%) Land $112,840 Building $350,570	$677,901 (-6.24%) Land $112,840 Building $565,061
2023	$10,101.00 (+9.25%) Additional exemption filed	$437,240 (+3%) Land $91,654 Building $345,586	$723,004 (+17.47%) Land $91,654 Building $631,350
2022	$9,246.00 Homeowner's exemption	$424,510 Land $77,530 Building $346,980	$615,490 Land $77,530 Building $537,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	62.6 ft

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 633 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.