2196 White Chapel Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 2196 White Chapel Rd, Lancaster, VA 22503

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,160 sqft · built 2014
Lot Size7.59 acres (330,620 sqft)
Owner2 Individuals on Record
Tax Bill$19 (2025)
Deeds & MortgagesAug 2020 Refinance
Flood ZoneZone X (minimal risk)
APN14 71K

Property Details

APN / Parcel Number

Primary APN14 71K
Alternative APN
  • 14976

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,160 sqft Living Area
Gross Area4,896 sqft
1st Floor Area2,160 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2021
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area330,620 sqft (7.59 acres)

Exterior Amenities

PorchSlab
Porch Area120 sqft
Deck Area456 sqft
Shed1 Shed
Shed Area140 sqft
Lean-To140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number14976
Street Address2196 WHITE CHAPEL RD
CityLANCASTER
StateVA
Zip22503-2732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLIVELY 7.59 AC LR13/2189 LR14/436 LR09/2387-P P#0053
JurisdictionLANCASTER VA
Township / Civil Division1
Census Block Group2
Census Block2014
Census Tract30100

Owner

Source: Lancaster County assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address2196 WHITE CHAPEL RD, LANCASTER, VA 22503-2732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address2196 WHITE CHAPEL RD, LANCASTER, VA 22503-2732
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200001684
DateAug 13, 2020
Instrument200001684
Lender
NameINTEGRITY HOME MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueSep 1, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19.00 (-98.48%)$353,100 (+62.2%) Land $26,400 Building $326,700$368,400 (+69.22%) Land $41,700 Building $326,700
2023$1,249.00$217,700 Land $41,700 Building $176,000$217,700 Land $41,700 Building $176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
All Points Broadband
Fiber
1,000 / 1,000
Breezeline
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Chapel Rd

Nearby Streets

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