2196 W Mountain Laurel Rd, Prescott, AZ 86303 Property Records

Yavapai County property record for 2196 W Mountain Laurel Rd, Prescott, AZ 86303

Property Summary

Property Type	Single Family Home
Details	2,253 sqft · built 1982
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Sep 2021)
Tax Bill	$2,701 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-24-043`

Property Details

APN / Parcel Number

Primary APN	`108-24-043`
Alternative APNs	`1082404303` `108240433`

Interior

Stories	1 Story
Building Area	2,253 sqft Living Area
Gross Area	2,905 sqft
1st Floor Area	2,253 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	705 sqft
Patio Area	256 sqft
Canopy	449 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	108240433
Street Address	2196 W MOUNTAIN LAUREL RD
City	PRESCOTT
State	AZ
Zip	86303-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO VISTA HILLS SUB LOT 87 599/640
Legal Range	02W
Legal Township	13
Legal Section	07
Legal Subdivision	RANCHO VISTA HILLS SUB
Legal Lot Number	87
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	1
Census Block	1002
Census Tract	1103

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2196 W MOUNTAIN LAUREL RD, PRESCOTT, AZ 86303-6003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Dec 31, 2020	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/AZ
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG SVCS INC
Mar 27, 2019	Warranty Deed, Transfer · Conventional with PMI SIERRA PACIFIC MTG SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Dec 31, 2020 · Amount on Record
Deed Document Number	202163538
Prior Transfer Date	Sep 1, 2009
Prior Transfer Doc	0004340114
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Sep 3, 2021
Property Address	2196 W MOUNTAIN LAUREL RD, PRESCOTT, AZ 86303-6003
Document Number	20210063538
Map Reference	MB 10 PG 42
Instrument Date	Aug 23, 2021
Instrument	2021-0063538
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3423 ASHFIELD DR, 3423, HOUSTON, TX 77082-5303

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2196 W MOUNTAIN LAUREL RD, PRESCOTT, AZ 86303-6003

Mortgage

Document Number	20210063539
Date	Sep 3, 2021
Instrument	2021-0063539

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Dec 31, 2020
Property Address	2196 W MOUNTAIN LAUREL RD, PRESCOTT, AZ 86303-6003
Document Number	0000082413
Instrument Date	Dec 21, 2020
Instrument	82413
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Amount	Amount Recorded
Tax	$375.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2196 W MOUNTAIN LAUREL RD PRESCOTT AZ 863036003, PRESCOTT, AZ 86303-6003

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	2196 W MOUNTAIN LAUREL RD, PRESCOTT, AZ 86303-6003
Document Number	0000049786
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4023 BRANDYWINE TER LANCASTER SC 297200183, LANCASTER, SC 29720-0183

Mortgage

Document Number	0000049786
Date	Aug 28, 2020
Instrument	49786

Lender

Name	SIERRA PACIFIC MTG SVCS INC
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Mar 27, 2019
Property Address	2196 W MOUNTAIN LAUREL RD, PRESCOTT, AZ 86303-6003
Document Number	0000013695
Instrument Date	Mar 15, 2019
Instrument	13695
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10345 HERITAGE BAY BLVD #2034 NAPLES FL 341205157, 2034, NAPLES, FL 34120-5157

Mortgage

Document Number	13696
Date	Mar 27, 2019
Instrument	13696

Lender

Name	SIERRA PACIFIC MTG SVCS INC
Address	FOLSOM, CA 95630

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$50,595 (-0.17%)	$505,948 (-0.17%) Land $128,721 Building $377,227
2025	$2,701.00 (+12.82%)	$50,681 Land $11,519 Building $39,162	$506,809 Land $115,189 Building $391,620
2022	$2,394.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRESCOTT serves 42,217 people · EPA ID AZ0413045
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mile High Networks Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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