1. Home
  2. Florida
  3. Brevard County
  4. Palm Bay
  5. Spring Creek Cir NE

2196 Spring Creek Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2196 Spring Creek Cir NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,294 sqft · built 2003
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$242,500 (Sep 2019)
Tax Bill$3,299 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-27-04-*-31

Property Details

APN / Parcel Number

Primary APN28-37-27-04-*-31
Alternative APNs
  • 28-37-27-04-00000.0-0031.00
  • 2859530

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,294 sqft Living Area
Gross Area3,038 sqft
1st Floor Area1,162 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Width37 ft Width
View / LotConservation / Protected Area
Garage TypeAttached
Garage Area420 sqft
PorchFlorida Room
Porch Area324 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2859530
Street Address2196 SPRING CREEK CIR NE
CityPALM BAY
StateFL
Zip32905-4033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSANDY PINES PRESERVE PHASE 4 LOT 31
Legal Range37E
Legal Township28S
Legal Section27
Legal SubdivisionSANDY PINES PRESERVE PHASE 4
Legal Phase4
Legal Lot Number31
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group2
Census Block2002
Census Tract65129

Owner

2196 Spring Creek Cir NE is owned and occupied by two individuals who bought it in September 2019.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address2196 SPRING CREEK CIR NE, PALM BAY, FL 32905-4033
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2019 · Amount on File
Deed SaleSep 13, 2019 · Amount on File
Prior SaleJul 23, 2012 · Amount on File
Deed Document Number2019200527
Deed Book / Page8537 / 1478
Record UpdatedSep 20, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 13, 2019
Property Address2196 SPRING CREEK CIR NE, PALM BAY, FL 32905-4033
Document Number0085371478
Book / Page008537 / 001478
Instrument DateSep 11, 2019
Instrument200527
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyMAJESTY TITLE SERVICES, MAJESTY TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,697.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2196 SPRING CREEK CIR NE PALM BAY FL 329054033, PALM BAY, FL 32905-4033

Mortgage

Document Number85371480
DateSep 13, 2019
Book Page008537/001480
Instrument200528
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2196 Spring Creek Cir NE was $3,299 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,290 (+2.7%)$296,260 (-1.38%)
2025$3,299.00 Homeowner's exemption$220,350$300,420 Land $62,500 Building $237,920
2023$3,145.00 (+3.66%) Homeowner's exemption$207,910 (+3%)$303,330 (+11.69%) Land $50,000 Building $253,330
2022$3,034.00 Homeowner's exemption$201,860$271,590 Land $40,000 Building $231,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2196 Spring Creek Cir NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims2 (2020–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2196 Spring Creek Cir NE is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wire 3.

Nearby Properties on Spring Creek Cir NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures