2196 S Heritage Dr, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2196 S Heritage Dr, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,733 sqft · built 2000
Lot Size	0.462 acres (20,115 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Apr 2009)
Tax Bill	$2,945 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-42-789`

Property Details

APN / Parcel Number

Primary APN	`304-42-789`
Alternative APN	`304427892`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,733 sqft Living Area
Gross Area	2,923 sqft
1st Floor Area	2,733 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	20,115 sqft (0.462 acres)
Parking Spaces	8 Parking Spaces
Pool Area	450 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2196 S HERITAGE DR
City	GILBERT
State	AZ
Zip	85295-5486
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LINDSAY ESTATES AMD MCR 487-48
Legal Range	6E
Legal Township	1S
Legal Section	29
Legal Subdivision	LINDSAY ESTATES AMD
Legal Lot Number	126
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1012
Census Tract	815000

Owner

2196 S Heritage Dr is owned and occupied by two individuals who acquired it in June 2021.

Source: Maricopa County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2196 S HERITAGE DR, GILBERT, AZ 85295-5486
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Jun 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 27, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2009 · Amount on File
Deed Sale	Apr 24, 2009 · Amount on File
Prior Sale	Jan 14, 2009 · Amount on File
Deed Document Number	2009363921
Last Transfer Date	Jun 10, 2021
Transfer Doc	0000658866
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2196 S HERITAGE DR, GILBERT, AZ 85295-5486
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 S HERITAGE DR, GILBERT, AZ 85295-5486

Mortgage

Document Number	0000661596
Date	Aug 23, 2022
Instrument	20220661596

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2196 S HERITAGE DR, GILBERT, AZ 85295-5486
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 S HERITAGE DR, GILBERT, AZ 85295-5486

Mortgage

Document Number	0000363873
Date	Apr 26, 2022
Instrument	20220363873

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2196 S HERITAGE DR, GILBERT, AZ 85295-5486
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 S HERITAGE DR, GILBERT, AZ 85295-5486

Mortgage

Document Number	0000940692
Date	Aug 31, 2021
Instrument	20210940692

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 15, 2021
Property Address	2196 S HERITAGE DR, GILBERT, AZ 85295-5486
Document Number	0000658866
Map Reference	MB 487 PG 48
Instrument Date	Jun 10, 2021
Instrument	20210658866
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2196 S HERITAGE DR, GILBERT, AZ 85295-5486

Mortgage

Document Number	0000658867
Date	Jun 15, 2021
Instrument	20210658867

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 27, 2018
Property Address	2196 S HERITAGE DR, GILBERT, AZ 85295-5486
Document Number	0000943995
Map Reference	MB 487 PG 48
Instrument Date	Dec 18, 2018
Instrument	20180943995
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 S HERITAGE DR, GILBERT, AZ 85295-5486

Mortgage

Document Number	0000943996
Date	Dec 27, 2018
Instrument	20180943996

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2196 S Heritage Dr was $2,945.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,910 (+102.66%)	$779,100 (+3.26%) Land $155,800 Building $623,300
2025	$2,945.00	$38,444 (-49.56%)	$754,500 (-1.01%) Land $150,900 Building $603,600
2024		$76,220	$762,200 Land $152,400 Building $609,800
2023	$2,850.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2196 S Heritage Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2196 S Heritage Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Tristate Wi-Fi by Wi-Fiber.

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