2196 Rutherford Rd, Marion, NC 28752 Property Records

McDowell County property record for 2196 Rutherford Rd, Marion, NC 28752

Property Summary

Property TypeCommercial
Details1 ba · 10,411 sqft · built 2023
Lot Size1.6 acres (69,696 sqft)
OwnerCompany Name on File
Last Sale$500,000 (Oct 2025)
Tax Bill$7,798 (2025)
Deeds & MortgagesOct 2025 Sale
Sep 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN1711-18-40-7586

Property Details

APN / Parcel Number

Primary APN1711-18-40-7586
Alternative APN
  • 61810

Interior

Full Baths1 Bath
Stories1 Story
Building Area10,411 sqft Total Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeSteel Frame
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable
Roof MaterialMetal
Lot Area69,696 sqft (1.6 acres)
Lot Width349 ft Width
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number61810
Street Address2196 RUTHERFORD RD
CityMARION
StateNC
Zip28752-5367
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC-2
Legal Description1.60 AC PER GREENE SURVEY 10/30/2015
Legal Lot Number9
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group1
Census Block1028
Census Tract970500

Owner

Source: McDowell County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2170 RUTHERFORD RD, MARION, NC 28752-5367
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Warranty Deed, Transfer
Sep 24, 2021Deed of Trust, Mortgage · Construction Mortgage
TRUPOINT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2025 · Amount on Record
Deed SaleOct 31, 2025 · Amount on Record
Prior SaleNov 23, 2015 · Amount on Record
Deed Document Number2025005435
Deed Book / Page1518 / 981
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateOct 31, 2025
Property Address2196 RUTHERFORD RD, MARION, NC 28752-5367
Document Number0015180981
Book / Page1518 / 981
Instrument DateOct 31, 2025
Instrument2025005435
Transaction TypeTransfer
Record UpdatedNov 17, 2025

Transaction

AmountAmount Recorded
Tax$1,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2024 NIX CREEK RD, MARION, NC 28752-9610

Transferred To (Grantee/Buyer)

NameVerified Name
Address2170 RUTHERFORD RD, MARION, NC 28752-5367

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address2196 RUTHERFORD RD, MARION, NC 28752-5367
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1304 VETERANS DRIVE EXT, MARION, NC 28752-7179

Mortgage

Document Number0013700457
DateSep 24, 2021
Book Page1370/457
Instrument2021006188
Lender
NameTRUPOINT BANK
TypeBank
AddressMARION, NC 28752
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityMarion City
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,798.00 (+141.5%)$1,304,110 (+141.5%) Land $366,000 Building $938,110
2023$3,229.00$540,000 Land $540,000$1,304,110 Land $366,000 Building $938,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims13 (1983–2024)
Claims Outside the SFHA3 of 13
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MARION
serves 9,362 people · EPA ID NC0156010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rutherford Rd

Nearby Streets

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