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2196 Riverlea Cir, Naperville, IL 60565 Property Records

DuPage County property record for 2196 Riverlea Cir, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,171 sqft · built 1978
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$351,000 (Sep 2003)
Tax Bill$10,682 (2025)
Deeds & MortgagesDec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN08-32-313-040

Property Details

APN / Parcel Number

Primary APN08-32-313-040

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,171 sqft Living Area
Gross Area3,350 sqft
1st Floor Area1,179 sqft
2nd Floor Area992 sqft
Basement Area1,179 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialWood Siding
Lot Area11,761 sqft (0.27 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address2196 RIVERLEA CIR
CityNAPERVILLE
StateIL
Zip60565-2488
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionNAPER CARRIAGE HILL UNIT NO 5 /EX SELY .65FT WLY 100FT/
Legal SubdivisionNAPER CARRIAGE HILL
Legal Lot Number96
Legal Unit5
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group3
Census Block3014
Census Tract846201

Owner

2196 Riverlea Cir is owned and occupied by an individual who acquired it in May 2014.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2196 RIVERLEA CIR, NAPERVILLE, IL 60565-2488
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2003 · Amount on File
Deed SaleSep 15, 2003 · Amount on File
Prior SaleSep 15, 2003 · Amount on File
Deed Document Number2003361872
Last Transfer DateMay 16, 2014
Transfer Doc0000045074
Record UpdatedSep 20, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address2196 RIVERLEA CIR, NAPERVILLE, IL 60565-2488
Document Number0000001567
Instrument DateDec 28, 2016
Transaction TypeMortgage
Record UpdatedJan 26, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2196 RIVERLEA CIR NAPERVILLE IL 605652488, NAPERVILLE, IL 60565-2488

Mortgage

Document Number0000001567
DateJan 5, 2017
Instrument1567
Lender
NameABRI CU
TypeCredit Union
AddressROMEOVILLE, IL 60446
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 4, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2196 Riverlea Cir was $10,682 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,682.00$191,040 Land $78,652 Building $112,388$573,120 Land $235,956 Building $337,164
2022$9,063.00 Homeowner's exemption$146,050 Land $60,130 Building $85,920$438,150 Land $180,390 Building $257,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2196 Riverlea Cir in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims12 (1996–2015)
Claims Outside the SFHA10 of 12
Most Recent ClaimJun 2015 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2196 Riverlea Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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