Garrard County property record for 2196 Richmond Road Loop 1, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,821 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $773 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-08 |
| Primary APN | 43-08 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,821 sqft (1 acres) |
| Sewer | Connected |
|---|
| Account Number | 14762 |
|---|---|
| Street Address | 2196 RICHMOND ROAD LOOP 1 |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE, MTL GAR & 1.006 AC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970300 |
2196 Richmond Road Loop 1 is owned and occupied by an individual who acquired it in November 2010.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2196 RICHMOND ROAD LOOP 1, LANCASTER, KY 40444-7110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2010 |
| Deed Sale | Nov 5, 2010 |
| Deed Book / Page | 260 / 367 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2196 Richmond Road Loop 1 was $773, up 3.8% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,000 (-) Land $20,000 Building $53,000 | $73,000 (-) Land $20,000 Building $53,000 | |
| 2025 | $773.00 (+3.76%) | $73,000 (+4.29%) Land $20,000 Building $53,000 | $73,000 (+4.29%) Land $20,000 Building $53,000 |
| 2024 | $745.00 (-2.74%) | $70,000 (-) Land $20,000 Building $50,000 | $70,000 (-) Land $20,000 Building $50,000 |
| 2023 | $766.00 (-0.91%) | $70,000 (-) Land $20,000 Building $50,000 | $70,000 (-) Land $20,000 Building $50,000 |
| 2022 | $773.00 | $70,000 Land $20,000 Building $50,000 | $70,000 Land $20,000 Building $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2196 Richmond Road Loop 1 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2196 Richmond Road Loop 1 is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures