2196 Lower Snake Spring Rd, Everett, PA 15537 Property Records

Bedford County property record for 2196 Lower Snake Spring Rd, Everett, PA 15537

Property Summary

Property Type	Rural Home
Details	1,766 sqft · built 1900
Lot Size	93.2 acres (4,063,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Dec 2012)
Tax Bill	$1,609 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G.08-0.00-070`

Property Details

APN / Parcel Number

Primary APN	`G.08-0.00-070`
Alternative APN	`300-019927`

Interior

Stories	2 Stories
Building Area	1,766 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	4,063,059 sqft (93.2 acres)
Shed	1 Shed

Location & Zoning

Street Address	2196 LOWER SNAKE SPRING RD
City	EVERETT
State	PA
Zip	15537-6507
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2196 LOWER SNAKE SPRING
Jurisdiction	BEDFORD PA
Township / Civil Division	SNAKE SPRING
Census Block Group	1
Census Block	1003
Census Tract	961002

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2196 LOWER SNAKE SPRING RD, EVERETT, PA 15537-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan HOMETOWN BANK OF PENNSYLVANIA
Oct 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2012 · Amount on Record
Deed Sale	Dec 5, 2012 · Amount on Record
Deed Document Number	20127488
Deed Book / Page	1443 / 617
Prior Transfer Date	Apr 13, 2009
Prior Transfer Doc	1280/320
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	2196 LOWER SNAKE SPRING RD, EVERETT, PA 15537-6507
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 LOWER SNAKE SPRING RD, EVERETT, PA 15537-6507

Mortgage

Document Number	02025/5228
Date	Oct 31, 2025
Book Page	2025/5228
Instrument	2025-005228

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	EVERETT, PA 15537

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2055

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	2196 LOWER SNAKE SPRING RD, EVERETT, PA 15537-6507
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 LOWER SNAKE SPRING RD, EVERETT, PA 15537-6622

Mortgage

Document Number	2021/5951
Date	Oct 1, 2021
Book Page	2021/5951
Instrument	2021-005951

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	MARTINSBURG, PA 16662

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Sep 29, 2026

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Snake Spring Township
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,609.00 (-20.11%)	$120,520 (-) Land $77,920 Building $42,600	$120,520 (-65.46%) Land $306,300 Building $42,600
2025	$2,014.00 (+12.51%)	$120,520 (-) Land $77,920 Building $42,600	$348,900 (-) Land $306,300 Building $42,600
2023	$1,790.00 Additional exemption filed	$120,520 Land $77,920 Building $42,600
2012			$348,900 Land $306,300 Building $42,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (1996–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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