2196 Kent Ave, Clearwater, FL 33764 Property Records

Pinellas County property record for 2196 Kent Ave, Clearwater, FL 33764

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,511 sqft · built 1981
Lot Size	0.203 acres (8,838 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Feb 2016)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2026 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-746-9367-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-9367-2`
Alternative APNs	`25-29-15-80695-000-0020` `291525806950000020` `152925806950000020` `R269539`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,511 sqft Living Area
Gross Area	2,327 sqft
1st Floor Area	1,511 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,838 sqft (0.203 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	266 sqft
Deck Area	750 sqft
Patio Area	120 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Water Feature	Water Feature
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R269539
Street Address	2196 KENT AVE
City	CLEARWATER
State	FL
Zip	33764-6663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERWOOD HEIGHTS ADD LOT 2
Legal Range	15E
Legal Township	29S
Legal Section	25
Legal Subdivision	SHERWOOD HEIGHTS ADD
Legal Tract	80695
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3029
Census Tract	25407

Owner

2196 Kent Ave is owned and occupied by an individual who bought it in February 2016.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2196 KENT AVE, CLEARWATER, FL 33764-6663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERSHIP CENTER
Feb 20, 2026	Deed of Trust, Mortgage HOMETAP EQUITY PARTNERS LLC
Oct 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2016 · Amount on File
Deed Sale	Feb 9, 2016 · Amount on File
Prior Sale	Aug 21, 2001 · Amount on File
Deed Document Number	201636849
Deed Book / Page	19078 / 1111
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Aug 19, 2026
Property Address	2196 KENT AVE, CLEARWATER, FL 33764-6663
Document Number	0000223319
Book / Page	23667 / 1958
Instrument Date	Aug 14, 2026
Instrument	2026223319
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 KENT AVE, CLEARWATER, FL 33764-6663

Mortgage

Document Number	0000223319,
Date	Aug 19, 2026
Book Page	23667/1958
Instrument	2026223319

Lender

Name	HOMEOWNERSHIP CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 19, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2196 KENT AVE, CLEARWATER, FL 33764-6663
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 KENT AVE, CLEARWATER, FL 33764-6663

Mortgage

Document Number	0234611086
Date	Feb 20, 2026
Book Page	23461/1086
Instrument	2026047109

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Mortgage Company
Address	BOSTON, MA 02116

Agreement

Amount	Amount on Record

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2196 KENT AVE, CLEARWATER, FL 33764-6663
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0222412294
Date	Oct 24, 2022
Book Page	22241/2294
Instrument	2022311391

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2196 KENT AVE, CLEARWATER, FL 33764-6663
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220152437
Date	Apr 12, 2022
Book Page	22015/2437
Instrument	2022114966

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2196 KENT AVE, CLEARWATER, FL 33764-6663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196941144
Date	Jul 7, 2017
Book Page	19694/1144
Instrument	2017209669

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2196 KENT AVE, CLEARWATER, FL 33764-6663
Document Number	0203510769
Instrument Date	Nov 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 KENT AVE CLEARWATER FL 337646663, CLEARWATER, FL 33764-6663

Mortgage

Document Number	0203510769
Date	Nov 29, 2018
Book Page	020351/000769
Instrument	382349

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2196 KENT AVE, CLEARWATER, FL 33764-6663
Document Number	0200240747
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 KENT AVE CLEARWATER FL 337646663, CLEARWATER, FL 33764-6663

Mortgage

Document Number	0200240747
Date	Apr 24, 2018
Book Page	020024/000747
Instrument	127294

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2196 Kent Ave was $3,536 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 Homeowner's exemption	$228,471	$385,368 Land $119,938 Building $265,430
2023	$3,279.00 (+3.15%) Homeowner's exemption	$215,565 (+3%)	$362,750 (+15.82%) Land $145,176 Building $217,574
2022	$3,179.00 Homeowner's exemption	$209,286	$313,207 Land $142,572 Building $170,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2196 Kent Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 322 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	322 in force
Nearby Flood Claims	234 (1979–2026)
Claims Outside the SFHA	12 of 234
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 157 claims Hurricane Elena, Aug 1985 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2196 Kent Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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