2196 Gnarled Pine Dr, Dublin, OH 43016 Property Records

Franklin County property record for 2196 Gnarled Pine Dr, Dublin, OH 43016

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,182 sqft · built 1982
Lot Size	0.175 acres (7,652 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,500 (Apr 2020)
Tax Bill	$7,691 (2024)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-183632`

Property Details

APN / Parcel Number

Primary APN	`590-183632`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
1st Floor Area	940 sqft
2nd Floor Area	1,092 sqft
Family Room	Family Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	7,652 sqft (0.175 acres)
Lot Dimensions	112 ft deep x 60 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2196 GNARLED PINE DR
City	DUBLIN
State	OH
Zip	43016-9531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GNARLED PINE DR WORTHINGTON MILL 1 LOT 9
Legal Subdivision	WORTHINGTON MILL SEC 1
Legal Lot Number	9
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1001
Census Tract	6393

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2196 GNARLED PINE DR, DUBLIN, OH 43016-9531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Apr 2, 2020	Warranty Deed, Transfer · Conventional with PMI HOMETOWN LNDRS
Feb 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage 1ST COMMONWEALTH BK/VA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Document Number	202004020044992
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	2196 GNARLED PINE DR, DUBLIN, OH 43016-9531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043849
Date	Apr 4, 2018
Instrument	201804040043849

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	POWELL, OH 43065

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Apr 2, 2020
Property Address	2196 GNARLED PINE DR, DUBLIN, OH 43016-9531
Document Number	0000044992
Instrument Date	Mar 23, 2020
Instrument	44992
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	SEARCH 2 CLOSE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	350 THE BRIDGE ST HUNTSVILLE AL 358060021, HUNTSVILLE, AL 35806-0021

Mortgage

Document Number	44993
Date	Apr 2, 2020
Instrument	44993

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	2196 GNARLED PINE DR, DUBLIN, OH 43016-9531
Document Number	0000022758
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2018
Title Company	CROWN SEARCH SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2196 GNARLED PINE DR DUBLIN OH 430169531, DUBLIN, OH 43016-9531

Mortgage

Document Number	0000022758
Date	Feb 16, 2018
Instrument	22758

Lender

Name	1ST COMMONWEALTH BK/VA
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2038

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Dublin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,691.00 (-1.17%) Homeowner's exemption	$130,520 (-) Land $30,560 Building $99,960
2023	$7,782.00 (+22.49%) Homeowner's exemption	$130,520 (+31.81%) Land $30,560 Building $99,960	$372,900 (+31.81%) Land $87,300 Building $285,600
2022	$6,353.00 Homeowner's exemption	$99,020 Land $16,490 Building $82,530
2020			$282,900 Land $47,100 Building $235,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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