2196 E Spruce Dr, Chandler, AZ 85286 Property Records

Maricopa County property record for 2196 E Spruce Dr, Chandler, AZ 85286 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,614 sqft · built 2000
Lot Size0.066 acres (2,900 sqft)
OwnerIndividual Name on File
Last Sale$246,000 (Jan 2019)
Tax Bill$1,762 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN303-30-511

Property Details

APN / Parcel Number

Primary APN303-30-511

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,614 sqft Living Area
1st Floor Area617 sqft
2nd Floor Area997 sqft

Exterior

Year BuiltBuilt 2000
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area2,900 sqft (0.066 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2196 E SPRUCE DR
CityCHANDLER
StateAZ
Zip85286-1559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionARIZONA IMPRESSIONS MCR 504-14
Legal Range05E
Legal Township02S
Legal Section01
Legal QuarterSW
Quarter-Quarter SectionNW
Legal SubdivisionARIZONA IMPRESSIONS
Legal Lot Number35
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1022
Census Tract812100

Owner

Source: Maricopa County records · APN 303-30-511

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address964 W FAIRWAY DR, CHANDLER, AZ 85225-9585
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Jan 15, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2019 · Amount on Record
Deed SaleJan 15, 2019 · Amount on Record
Prior SaleMar 23, 2005
Deed Document Number20190028327
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2196 E SPRUCE DR, CHANDLER, AZ 85286-1559
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000441825
DateMay 22, 2020
Instrument20200441825
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJan 15, 2019
Property Address2196 E SPRUCE DR, CHANDLER, AZ 85286-1559
Document Number0000028327
Map ReferenceMB 504 PG 14
Instrument DateDec 11, 2018
Instrument20190028327
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address875 W PECOS RD # RD2140, 875, CHANDLER, AZ 85225-6898

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address964 W FAIRWAY DR, CHANDLER, AZ 85225-9585

Mortgage

Document Number0000028328
DateJan 15, 2019
Instrument20190028328
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityChandler City
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$34,020 (-3.49%)$340,200 (-3.49%) Land $68,000 Building $272,200
2025$1,762.00 (+44.43%)
2024$35,250$352,500 Land $70,500 Building $282,000
2023$1,220.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes

Wildfire

Wildfire RiskLow
above 3% of the US · above 1% of Arizona
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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