2196 E 89th St, Cleveland, OH 44106 Property Records

Cuyahoga County property record for 2196 E 89th St, Cleveland, OH 44106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,742 sqft · built 2005
Lot Size	0.16 acres (6,978 sqft)
Owner	Individual Name on Record
Last Sale	$161,900 (Aug 2004)
Tax Bill	$4,762 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`119-31-016`

Property Details

APN / Parcel Number

Primary APN	`119-31-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,742 sqft Living Area
1st Floor Area	871 sqft
2nd Floor Area	871 sqft
Basement Area	871 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,978 sqft (0.16 acres)
Lot Dimensions	155 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	182 sqft
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2196 E 89TH ST
City	CLEVELAND
State	OH
Zip	44106-3473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	S/L PCL A VOL 329 PG 10 FF 45.02 D 155 .1602 AC OL 408 2004 S/R LOT SPLIT AND CONSOLIDATION PLAT FOR CLEVELAND HOUSING
Legal Subdivision	WHITE & WHITES
Legal Lot Number	PCLA
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1002
Census Tract	198500

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2196 E 89TH ST, CLEVELAND, OH 44106-3473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2024	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK NA
Mar 1, 2019	Loan Modification, Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2004 · Amount on Record
Deed Sale	Aug 27, 2004 · Amount on Record
Prior Sale	Jul 18, 2003 · Amount on Record
Deed Document Number	0008270876
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2196 E 89TH ST, CLEVELAND, OH 44106-3473
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	SURETY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000300
Date	Jun 28, 2024
Instrument	202406280300

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	2196 E 89TH ST, CLEVELAND, OH 44106-3473
Document Number	0003130474
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 E 89TH ST CLEVELAND OH 441063473, CLEVELAND, OH 44106-3473

Mortgage

Document Number	0003130474
Date	Mar 13, 2019
Instrument	3130474

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 12, 2039

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,762.00 (+0.04%)	$71,200 (-) Land $5,080 Building $66,120
2024	$4,760.00 (+63.97%)	$71,200 (+90.12%) Land $5,080 Building $66,120	$203,400 (+90.09%) Land $14,500 Building $188,900
2023	$2,903.00 (+0.59%)	$37,450 (-) Land $2,870 Building $34,580
2022	$2,886.00	$37,450 Land $2,870 Building $34,580
2021			$107,000 Land $8,200 Building $98,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
DigitalC Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, PCs for People, Verizon.

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